Fay A 4 Bat) ee ee ee ee 309 
Ab ted UI ZPD ‘Y 
_ 1835 they amounted to 857, total mortality being 5,666. 
1836 “c “c cc 
762,,.:. * es &.. 5367 
um 3837)“ 3 cc BBQ, es « 5,202 
PAGSS.. “ a Buc, Babys x fh, »A§,462.., 
“24839. « “ ce. 555, Ks fe 4.112. 4 
% 1840 “ 73 “ 657, “ i “ 4,949 
Deaths in the alms-house in ) 
1824, 590, 1833, 406, 
1825, 346, 1834, 356, 
1826, 337, 1835, 398, 
1827, 443, 1836, 445, 
1828, 356, 1837, 365, from the country, 6 
1829, 424, 1838, 295, ws i 36 
1830, 390, * 1839, 269, + - 39° 
1831, 414, © ; at 355, o " 4 
1832, 590, ae ea . 
_ The useful and practical bearing of the improvement I sug- 
_gest, if adopted, would be the enabling any one to form a just 
estimate of the health of a country or city, and secondly to 
establish a basis for premiums on life insurance. Persons desir- 
ous to do either would naturally first ascertain the population of 
the place, then the number of deaths annually, and from these 
data would calculate the proportion of one to the other, and 
draw his conclusions therefrom. A series of years, say twenty, 
Would of course be taken. Now any one may easily imagine 
the magnitude of the influence in favor of or against the char- 
acter of a country or city for salubrity, which the retention or 
rejection of the proscribed causes and places of death must have 
upon the result. In the one case a numerous list of these causes, 
altogether accidental and adventitious, will lead to unfair con- 
clusions on the point in question, while in the other, none but 
such as may be termed legitimate would be taken into consider- 
ation. Upon the first mode of procedure, Philadelphia, for in- 
Stance, would show an alarming but unjust disproportion of 
deaths to its population, and if the result were to determine the 
Premium of life insurance in an European office upon a resident 
in it, a high one va any risk were taken)* must necessarily be 
os Itia probable.that cine. to a conclusion or ‘ealculation of the increased risk of 
life in the United States, and founded on the great proportion of deaths to the 
