

'1 prefer selling for cash, and to prevent the credit 

 system if possible. I ask twenty cents per pound/ Th 

 was a difference of about forty-five per cent, from May 

 till October, when the account had to be settled. This 

 percentage for six months is at the rate of ninety per cent, 

 per annum. Now against any such disastrous procedure 

 the Grange battles with all its power, and rather than sub- 

 mit to this self-imposed burthen, the Grange inculcat 

 the practice of habitual self-denial, even to absolute want. 

 And one of the immediate and direct benefits of the 

 habitual practice of this self-denial will be, and has been, 

 in thousands of instances, the acquiring of habits of prac- 

 tical economy. This becomes a part of the teachings of 

 the Grange. 



"Farmers heretofore have had but few wants, and seldom 

 lacked the ability to more than supply those wants, and 

 so frequently supplied them without apparent exertion. 

 that they were greatly and unneccessarily multiplied. 

 Now-a-days greater effort is demanded, and our means are 

 cr.rtailed, and hence our wants are carefully consider. 

 and every surplus expenditure, as far as practicable, pre- 

 vented by those habits of economy, we have said, arc- 

 learned in the Grange. 



"But this is a negative view of the matter, and there are 

 two sides to every question. The Grange not only ignores 

 credit, and alone recognizes the cash system, but its prin- 

 ciples teach the wide margin that exists between retail 

 and wholesale trafickmg. As a retail customer the farmer 

 is at the mercy of every sharper, who, having learned the 

 tricks of trade, is competent to impose upon him by adu- 

 lation, by hypocrisy, or misrepresentation. The suavity 

 of the tradesman, the attractiveness of the merchandize, 

 the innate disposition to buy, the imaginary want, and 

 the fashion of the times, will victimize any farmer that 

 habitually supplies himself and family by retail purchases. 

 But most, if not all, of these temptations are absent when, 

 in co-operation with his friends, he bulks his orders to 



