Page 4 



44 Courities 

 I To Seil 

 I Auto 



The Illinois Agricultural Association RECORD 



Ready 

 Quotas In 

 Insurance Co. 



Fire and Theft Policy Proves 

 [Very Popular. 



By ". VANIMAN. 



UK mini is Acriiultural Mutu.i 

 ItistiraiK f Company, orpanizod 

 t« pri'viiif t uto insurance at cost, 

 has a nt'W nam*^ 



i K amonn farm b»- 



l<-^ <<->■ roaii nicmbiTs. 



•G^ "^SlPa xhiy call it "Our 

 Company." 



The farm bii- 

 r e a u presiilents 

 and thjL' ExecM- 

 t i V e Comniitto' 

 <if the I. A. A. 

 planned well and 

 thought straight 

 in setting up the 



I V. Vai.ii an. I.' o ni p a 11 y. No 



t c*»nstructive suff- 



tfestions ha e been made to date 



^r iniprovii p the plan. 



i !-'orty-foa ■ farm bureaus already 



riavi' (Jrijai ized to secure their 



ituota of ch irter members eciual t" 



10 per cen : i>t the present farm 



ureau me nbership. The orpan- 



zation in < ach county consists of 



t county w dc insurance committee 



f live men and a local township 



ommittee, including a chairman 



md four m I'n from each township. 



\11 these lien meet in a one-day 



■.<ssion anc school themselves on 



luto in.--uri nee so they can K've 



heir fellov farm bureau members 



itTurate in 'ormation about auto in- 



urance. 



PJin Is Popular. 



The writ inj; of what is termed 



I "No val le policy" for fire anfl 



theft is n ee^inp with unanimous 



approval. !n case of hiss of car b.v 



tire or the! t the cimipany pays the 



insured tbt actual value of the car 



at the tinu of the loss. Of cars of 



the same j) ake anil age one may be 



Worth twlc L- as much as the other 



one, depe uiinR upon care and 



'fiisajre. ct>n equentl.v the basis of a 



tated dep: eciation per month does 



with the reasoning fac- 



K irni Bureau members. 



January, 1927 



Left to right above are James D. Telford, Wm. H. Malone, and 

 I Chas. R. Francis, members of the Illinois Tax Commission who upheld 

 the county farm bureaus of l^ane, Peoria, Franklin, and Clay and the 

 I in recently when they ordered a revalu- 

 four counties. 



Illinois Agricultural Associati 

 ation of farm property in the 



Wn 



H. Malone, chairman of the Con|mission is seen signing the 



arde 



The order for a revalua 

 painstaking effort on behalf 

 during which statistics and 

 property was bearing an i.nec 



When the necessary adju 

 affected will save approximati 1 



ion follows four years of consistent and 

 f the Farm Bureaus and the 1. A. A. 

 data were collected to show that farm 

 ual portion of the tax burden, 

 itments are made, farmers in the counties 

 ly $200,000 or $20.50 per farm. 



Coll 



CoUisioi 

 burse the 

 to his cat 

 provid»-s 

 with mov 

 stationary 

 inis colli 

 There 

 C4itiipany 

 per cent 

 <lanuij;e. 



on Coverage Broad. 



coverage is tti reim- 



insured for damage dune 



and the policy not only 



Ijrotecti<in against collision 



ng tibjects but also with 



bjects in case of avoid- 



with a moving object. 



no tleductibles. The 



will pay the, insured >^0 



of the collision loss or 



XI e 



Public Liability and Property 

 Damage. 



Public 

 Damagi 



. Liability and Proi>erty 

 i nsurance is to protect the 



nsured a rainst the liability imposed 

 by law fi r personal injury or dam- 

 age tine c ir does to persons or prop- 

 erty. Tl e insured is protected up 

 tti $.5. (Ml I for personal injury or 

 death to one person and with that 

 limit per person $10,000 for any 

 single ac id*-nt. On jiroperty dam- 

 age up tl :?1.I>00 for any single ac- 

 cident. I )ne Farm Bureau member 

 leasoned that biiseil on lasv of aver- 

 ages he lould not jjfford to gamble 

 $5 or .<1 ) again.-4t $.5,000 that his 

 car migh not injure some one or 

 cau.se a fatal accident during the 

 year. 



J 



Plan Simple. 



The auto owner can havt any 

 one of the four optional for ns of 

 coverage, namely. Class I, File and 

 Theft, Collision, Public Liability 

 and Property Damage. T'lis 

 what is termed full coverage; Class 



II, Fire and Theft and Publi; Lia 

 bility and Property Damage; Class 



III, Public Liability and Pr iperty 



Clas 



IV, Fin . 



and 



Damage 

 Theft. 



Cost of Insurance. 



The company does not operate 

 for profit. It is just to rend >r one 

 more service to farm bureau mem- 

 bers. Each car will pay its pro- 

 portionate share of the losses ac- 

 cording to the form of coverage 

 carried, plus the propor ionate 

 share of the operating expense of 

 the company. .Vo imnii'ii /laii iDitil 

 ri>tti iKtnif atitfts tn/eration. 



The initial payment for e^ch car 

 or truck is as follows: 



Policy Fee .. 



Premium Deposit.. 



Surplus Share 



5 

 10 

 10 



..$>5 

 f( r life. 



Total 



The above amount is 

 There is no additional payr lent to 

 the insured except the payment of 

 his share of the losses and e pen.scs 

 at the end of the six montl 

 ioii which restores the ]>reiiiium de 

 posit and renews the insura ice for 

 another six months* jieriod. Thus 

 the policy never expires except 

 through cancellation. The member 

 can have his policy transfe-rcd to 

 another car by paying a transfer 

 fee of $1. 



Retain Surplus Share 



The surpjus share is cac 

 ber's contribution to the suri lus and 

 each member is credited % ith his 

 share of the surplus earning! on his 

 surplus share. 



Both the surplus share 

 premium deposit are retu 

 the member upon cancelli 

 his policy, thus the a.ssets 



member in the company are $20. 



15 Farm Bureau Men 

 Awarded Gold Medals 

 As Merit Recognition 



Boys' and Girls' Club 

 Champion Guests of 

 I. A. A. at Breakfast 



"Gee kids, look at all the eats. 



. . 1 »« I Isn't this a swell room." These and 



Prairie Farmer Awards Mas- many similar remarks, by the state 



ter Farmer Insignias To 

 Highest Scoring Candidates. 



(.("'IFTEEN farm bureau members 

 from various sections of Illinois 

 were honored at the second annual 

 .^laster Farmers banquet given by 

 Prairie F'armer at the Sherman Ho- 

 tel during the week of the Inter-I b r e a k f a .s t on 



and county club 

 champions rejire- 

 senting the 1:?,- 

 000 boy and girl 

 club members of 

 Illinois, were 

 heard at the Illi- 

 nois Agricultural 

 Association club 



Plar| I. If you want insurance 

 to go I into force when company 

 starts, make one check for $25 and 

 attach to application. This will be 

 dated and cashed ten days before 

 conipapy starts. 



Plaii II. If you have other in- 

 surance in force, make one check 

 for $15, which will consist of pol- 

 icy fc^ and surplus share. Do not 

 date i^. This check will be cashed 

 when company starts. Make an- 

 other fheck for $10 which is for the 

 premium deposit. 



By making application for auto 

 insurajnce and being a charter mem- 

 ber you will have had a part in 

 laying; the foundation for a broad 

 insuralncc program for farm bureau 

 niembiers. Plans are already being i 

 formulated for life insurance as [ 

 another service for farm bureau 

 members. Your enrollment as a 

 charter member on auto insurance 

 will hpsten the establishment of the 

 company. See your Farm Bureau 

 or wrfite direct to the Illinois .Agri- 

 cultuijal Mutual Insurance Com- 

 pany. 608 S. Dearborn St., Chicago, 

 Illinois. 



Howard B. Hancock, president of 

 the New Jersey Farm Bureau Fed- 

 eration went out single-handed in 

 his home county of Cumberland and 

 signed up 90 per cent of all th'- 

 farm families in his township. In 

 his fir.-'t 24 interviews he signed 22. 



national Live Stock Exposition 

 Chicago. 



The following men were so hon- 

 ored and were presented with gold 

 medals by Burridge D. Butler, pub- 

 lisher of Prairie Farmer: George T. 

 Harris, Rock Island County; Albert 

 Hayes, Peoria County; E. D. Law- 

 rence, McLean Count.v; Martin 

 Linn, Fulton County; W. G. Mc- 

 Cormick, Douglas County ; J. L. Mc- 

 Keighan, .1. E. Main, and Jones Mc- 

 Bride, all of Knox county, C^iarles 

 E. Mies. Livingston County; 'F>ed 

 C. Parks, Woodford County; Wm. 

 C. Rebhan. Montgomery County. 

 Edward Schrock, Tazewell County; 

 Carl Sargeant, Schuyler County: 

 George Shunian. Woodford County 

 and Clarence Watson, McDonough 

 County. 



Good Neighbors and Citizens. 



"To these men, because they are 

 good farmers, good neighbors, and 

 good- citizens, Prairie F'armer is 

 awarding the degree of Master 

 Farmer, and presenting each with a 

 gold medal as a token," said editor 

 C. V. Gregory, who acted as toast- 

 master. 



Williijm R. Dawes, President of 

 the Chicago .Association of Com- 

 merce, was the speaker of the eve- 

 ning. He told why the Middle West 

 should have a deep waterway to the 

 sea. 



Knox County with threemen had 

 the honor of producing the largest 

 number of Master Farmers this 

 year. Woodford County produced 

 two, and the other ciunties one 

 each. In their speeches of accept- 

 ance the honored men jiaid glowing 

 tribute to Dr. Cyril G. Hopkins, who 

 instituted the Illinois system of 

 Permanent Soil Fertility 



J. L. McKeighan tif Yates City is 

 vice-director and secretai-.v Ojf the 

 farm bureau in Salem Township, 

 Knox County. McKeighan has been 

 a prominent seed corn grower and 

 breeder of Hampshire sheep for 

 many years. He was crowned 

 king at the State show at Urbana 

 in 192:1 and 1924. McKeighan aided 

 the farm bureau in arranging for 

 the first state utility corn show held 

 in Galesburg in 1921. 



James McBride of Oneida, Knox 

 County, was fornierl.v director of 

 the F'arm Bureau from Lynn Town- 

 ship and has served as vice-director 

 and secretary of Ontario Township 

 since moving to his present home. 

 He was active in establishing the 

 Ontario Parish Experimental Plot. 



W. E. Hedscock 



Wednesday 

 morning. Decent 

 ber first. ' 



.More than 200 

 boys' and girls' 

 club leaders, 

 farm advisers, 



and other olhcials were guests of 

 the I. -A. A. in the Crystal Room of 

 the Great Northern Hotel during 

 International week. 



Matthew Reichert, 14, chanipion 

 calf club boy from Pulaski County 

 claimed the long distance record 

 among the Illinois club members. at 

 the International. Matthew 'made 

 the trip of nearly 400 miles unac- 

 companied. He had the honor of 

 being the first club member ever to 

 represent his county at this national 

 club gathering. 



Seven boys and girls were 

 awar<led gokl medals. Six of the 

 medal winners were members of the 

 champion livestock and dairy judg- 

 ing teams as follows: 



Champion Livestock Judging Team: 



Ra.vmond Benbone, I r o ij u o i s 



Count.v. 

 Raymond Callahan, Iroquois 



Count.v. 

 Harold Hi.xon, Iroquois County. 



Champion Dairy Judging Team; 



Bernard Montgomery, Bureau 

 County. 



Rudolph May, Bureau County. 



Harold McDonald, Bureau 

 County. 



Speeches were made by Dean H. 

 W. .Mumford of the Illinois College 

 of Agriculture, Earl C. Smith, presi- 

 dent of the Illinois Agricultural .As- 

 sociation, and E. I. Pilchard, state 

 cliib leader. W. E. Hedgcock of the 

 Illinois Agricultural Association 

 awarded the niedal-s. 



sponsored by the 

 Club, of which he i; 



Ontario JlenV 

 a member. 



Knox County's Champion Team 



I mem- 



ind the 



ned to 



tion of 



of the 



It is understood, of course, 

 the assessment is not paid 

 end of the si-x months' per 

 taken out of the premium 

 and the balance returned 

 member together with the 

 share. 



No Money Paid. 

 In order to cut the overh 

 o( operatiin to a minimum 

 to provide the necessary ftee sur- 

 plus required by law, 5,00 3 appli 

 cations for auto insurance 

 secured. On making appli 



that if 

 at the 

 od it is 

 <lep<isit 

 to the 

 surplus 



ad cost 

 tnd also 



nust be 

 ation a 



check or checks should be n ade out 



to the Illinois Agricultural 



Insurance Company, 

 them. 



Mutual 



Do I ot date 



Grows Big Crops. 



J. E. Main of Altona has been an 

 active worker for the Farm Bureau 

 in Walnut Grove Township ever 

 since the organization was started. 

 He has put into practice the meth- 

 ods of improving soil and crop yields 

 as recommended by the Farm Bu- 

 reau. He has further increased 

 yields through the introduction of 

 new varieties of seed oats and dis- 

 ease free seed corn introduced by 

 the Farm Bureau. He has a record 

 of producing His bushels of Iowa 

 oats per acre on an 80 acre field. 

 F'red C. Parks of Minonk is vice- 

 I president of the Woodford .County 

 Farm Bureau and has been an ac- 

 tive co-operator since its formation. 

 He is just finishing his eleventh year 

 as a co-ojierator in the farm man- 

 iigement project. He is president of 

 I the Minonk High school board and 

 j is very active in community and 

 church affairs. 



A Charter Member. 



George Shuman is also a charter 

 member of the Woodford County 

 Farm Bureau and is an active co- 

 cpcrator and is also completing his 

 (deventh .vear in the farm manage- 

 ment project. He as well as Mr. 

 Parks has been ver.v successful in 

 his farm enterprises and especially 

 so in swine production. 



E. D. Lawrence of McLean 

 County was on the board of direc- 

 tors of the Farm Bureau for four 

 years, acting as secretary for three 

 years. Lawrence farms around 500 

 acres of land. He is a graduate of 

 the University of Illinois and is an 

 active worker in community enter- 

 prises. 



(Coiifinufd next nmiith 1 



He that would catch the Bsh must 

 venture his bait. — Franklin. 



From left to right above are E. R. Bowman, Edd Holmes, Zina 

 Crane, and J. W. Asplund, all from Knox county. These men com- 

 prise Knox county's championship sign-up team. They signed 30 mem- 

 bers in the southeast quarter of Ontario Township duiring the recent 

 ' drive of the Knox County Farm Bureau. 



Iowa finished the y.ar 1920 with 

 the largest paid farm bureau mem- 

 bership. Illinois was a close second. 

 New York state made a gain of 1112 

 .^embi r.s. 



w 



Voli 



