THE I. A. A. RECORD 



1 t|.- 



Page Eleven 





Read What Canadian 



Fanners Have Done in 

 Selling Co-operatively 



Get Contfol of Terminal Agencies and 

 Handle Over Half Wheat Produced 



/CANADIAN farmers have gradually 

 ^ developed a g^roup of co-opera- 

 tives which co-ordinate local and 

 terminal elevator 

 facilities with 

 centralized s e 1 1- 

 ing, according to 

 a comprehensive 

 bulletin by J. F. 

 Booth, published 

 •• TsAMwoRK <J recently by the 

 United States Department of Agri- 

 culture. 



The independent local unit has dis- 

 appeared. Several large-scale co- 

 operative associations market more 

 than one-half of the grain crop of 

 western Canada. 



This large volume of grain is at 

 present handled by the Canadian Co- 

 operative Wheat Producers Ltd., 

 known commonly as the Central Sell- 

 ing Agency, which handles the grain 

 of tiie Manitoba, Saskatchewan, and 

 Alberta wheat pools, also that of the 

 United Grain Growers Ltd., which 

 combines the activities formerly car- 

 ried on by the Grain Growers Grain 

 Company Ltd. and the Alberta Farm- 

 ers Co-operative Elevator Company 

 Ltd. 



Handled 41,000,000 ButheU 



The United Grain Growers Ltd. has 

 35,000 farmer shareholders. It oper- 

 ates more than 400 country elevators 

 and several large terminal elevators. 

 In 1926 it handled 41,000,000 bushels. 

 Through the parent organization and 

 several subsidiaries the company also 

 handles livestock, farm supplies, and 

 insurance. A farm journal with a cir- 

 culation exceeding 100,000 is pub- 

 lished. The company follows the gen- 

 eral principles of operation followed 

 by the trade. It buys from farmers 

 or handles on consignment. It pays 

 current pricefs and does not pool re- 

 turns. Grain is handled for both 

 members and non-members. The 

 company is strong financially with re- 

 serves aggregating nearly $4,000,000. 



140,000 In Pool* 



The western Canadian wheat pools 

 were organized in 1923 and 1924 and 

 combined to form their central sell- 

 ing agency in 1924. Their total mem- 

 bership is 140,000 and the volume of 

 grain handled exceeds 200,000,000 bu- 

 shels annually. The members are all 

 signed on five-year contracts. 



The Province of Ontario recently 

 organized a gprain pool which now has 

 over 9000 members. The Ontario 

 pool, likewise, will sell through the 

 central selling agency. 



The pools operate more than 900 

 country elevators and terminal eleva- 

 tors with capacity exceeding 20,000,- 



000 bushels. The grain is sold direct 

 to domestic and foreigrn mills and 

 other users of gr&in both at home and 

 abroad. They have branch offices in 

 Canada and in Europe, with agency 

 connections in most importing coun- 

 tries. Returns from grain sales are 

 pooled among g:rowers on the basis of 

 grades of grain each member delivers. 



Deduct 2 Cents Bushel 



The pools are permitted, under their 

 contracts, to deduct two cents per 

 bushel for an elevator reserve and up 

 to one per cent of the gross sales value 

 for commercial reserves. These de- 

 ductions run into millions of dollars. 



The bulletin cites the differences in 

 co-operative methods of selling grain 

 in the United States and Canada and 

 the reasons for the greater success of 

 centralized efforts in the Dominion. 



Crop Loss from Weather 



THE United States Weather Bureau 

 estimates that the average farmer 

 loses from one-sixth to one-third of 

 his crop every year as a result of 

 drought, excessive moisture, hail, 

 storms, and other forms of bad 

 weather. The wheat farmer, for ex- 

 ample, has his average yield reduced 

 23 per cent by unfavorable weather; 

 the barley grower fares likewise, 

 while the corn grrower loses an aver- 

 age of 24 per cent each year. Hay 

 crops are reduced 17 per cent, apples 

 33 1/3 per cent, cotton 22 per cent, 

 oats 19 per cent, tobacco 16 per cent, 

 and rice 15 per cept. 



Right of Way 



AN AUTOMOBILE which enters the 

 intersection of two streets first 

 is, generally speaking, entitled to the 

 right of way; and it is the duty of a 

 motorist approaching at right angles to 

 avoid colliding therewith. And in de- 

 termining whether he can safely cross, 

 he need not anticipate a sudden viola- 

 tion of the law of the road by an ap- 

 proaching driver. While a motorist 

 may assume that others will exercise 

 due care, he cannot for that reason 

 omit any of the care which the law 

 requires of him. 



A statute relating to the right of 

 way at intersections, makes no excep- 

 tion as to drivers who sound their 

 horns. For example, one approaching 

 a state hard road must stop and give 

 the driver on the hard road the right- 

 of-way. 



When a car having the right of way 

 arrives at an intersection first, the 

 car approaching on the other street 

 must accord the other such right. 



Failure to yield the right of way to 

 a driver entitled thereto is negligence. 



Protect yourself against reckless 

 drivers with insurance in your own 

 company. Your County Farm Bureau 

 office will give you full information. 



Eighteen hundred carloads of peaches were 

 shipped out of Illinois in 1928. Approximately 

 4500 carloads were sold by peach growers 

 locally to automobile and truck drivers. 



uiemanTdio 

 steiadies the 

 ladderatthe 

 boaomisas 

 importantas 

 the man at 

 the top/ 



C The Farmers Mutual 

 Reinsurance Co. is like the 

 man who steadies the 

 ladder. i- j i 



C It is a large state-wide 

 company organized to pro- 

 tect the local township and 

 and country fire and wind- 

 storm mutuals against stag- 

 gering losses, through re- 

 insurance. 



€[ It is designed to carry 

 large risks which the local 

 company should not carry. 



m. It will carry your risk at 

 cost, regardless of value. 

 The company does not op- 

 erate for profit. 



€[ It does not compete with 

 local mutuals, it supple- 

 ments them. 



€1 It provides a way for far- 

 mers to secure all their fire, 

 windstorm, and tornado in- 

 surance on a mutual basis. 



I ■ I- ' , • I , . 

 for particulars write 



Farmers Mutual 

 Reinsurance Company 



608 So. Dearborn St. CHICAGO 



