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Robt. A. Cowles 



Complete the Water- 

 way, Establish Joint 

 Rates M. V. A. Urges 



Illinois to Have 9-Foot Channel From 

 Chicago to Mississippi River 



THE eatly establishment of joint 

 rail and water haul rates in line 

 with provisions in the Denison bill was 

 urged at the recent 

 convention of the 

 Mississippi Valley 

 Association, 

 St. Louis, Novem- 

 ber 26-27. 



With much; of 

 the work of deep- 

 ening the inland 

 waterway • system 

 already launched 

 or completed, at- 

 tention is being di- 

 rected toward the 

 building of munic- 

 ipal dock, and ter- 

 minal facilities at the principal ports 

 along the Mississippi and its tribu- 

 taries. Full benefit of the waterways 

 system cannot be obtained by farmers 

 and other shippers until terminal facil- 

 ities are established and joint rail and 

 water haul rates are brought into be- 

 ing by the Interstate Commerce Com- 

 mission. All attention is being cen- 

 tered upon these adjuncts which are 

 necessary if waterway transportation 

 is to be of greatest service to the mid- 

 dle west. 



Robert A. Cowles, treasurer of the 

 Illinois Agrricultural Association and a 

 member of the Illinois Waterway Ter- 

 minals Committee, represented the I. 

 A. A. at the convention. Speakers of 

 nation-wide prominence participated in 

 the convention. 



In the resolutions adopted the M. V. 

 A. states that the system consists of 

 more than 70 projects having a total 

 length of 13,391.42 miles. The sum of 

 $452,270,217 has already been expended 

 or allotted for construction. A com- 

 paratively small sum is required for 

 the completion of the system. 



Said the resolutions: "The Missis- 

 sippi river system should be considered 

 in its entirety and as one project with 

 a view to standardization of channel 

 depths, locks, terminals and floating 

 equipment. The main trunk lines 

 should be standardized on the basis of 

 a channel depth of riot less than nine 

 feet. These should include the Missis- 

 sippi river from Minneapolis and St. 

 Paul to New Orleans as the north and 

 south artery, and the Ohio and Mis- 

 souri rivers as the east and west trunk 

 line. The authorized improvement of 

 the waterways from Chicago to the 

 Mississippi river via the Sanitary 

 Canal and the Illinois river on the 

 basis of nine feet, . . . should be im- 

 proved upon a standardized basis with- 

 out delay." 



"We direct the attention of all in- 

 terested communities located on the 

 Mississippi river system to the neces- 

 sity, as a condition precedent to their 

 enjoyment of the benefits of water 

 transportation, of the construction and 



THE 1. A. A. RECORD 



NOTICE OF ANNUAL 

 MEETING 



of 



Illinois Agricultural 



Mutual Insurance 



Company 



TAKE notice that the annual 

 meeting of the members of 

 the Illinois Agricultural Mutual 

 insurance Company mrill be held 

 on Tuesday, the 29th day of Jan- 

 uary, 1929, at the hour of 1:00 

 o'clock P. M., in the Assembly 

 Room, on the second floor, at the 

 Elks Club, Danville, Illinois, for 

 the purpose of the election of 

 directors, of receiving, and, if 

 approved, confirming the report 

 of the Board of Directors of the 

 company for the fiscal year end- 

 ing December 31, 1928; and to 

 consider, and, if approved, rati- 

 fying and confirming all the acts 

 and proceedings of the Board of 

 Directors done and taken since 

 the last annual meeting of the 

 members of the company; and 

 for the transaction of such 

 further and other business as 

 may properly come before the 

 meeting. 



Dated at Chicago, Illinois, 

 December 7, 1928. 





cy7^ 



Secretary. 



maintenance of terminals. 



"That industries located adjacent to 

 waterways may not be deprived of 

 their use through lack of connecting 

 rail facilities, we recommend that the 

 Interstate Commerce Act be so 

 amended as to permit, without applica- 

 tion to the Commission for specific 

 authority, the construction, acquisition, 

 3r operation of new lines of railroad 

 not exceeding 20 miles in length, lo- 

 :ated wholly within one state where 

 such will furnish railroad facilities for 

 ports, industries, industrial develop- 

 ment, or connect with state, county, 

 nunicipal, or otherwise publicly-owned 

 railroads." 



Approval of further flood control 

 jff'orts was given in other resolutions. 

 The establishment of an American 

 Merchant Marine maintained and op- 

 erated in the interests of the country 

 it large, was advocated. The Asso- 

 :iation prefers that such' ships eventu- 

 illy be owned and operated by private 

 ;ompanies rather than by the govern- 

 nent. But until such time as private 

 !apital and ownership are able to com- 

 pete successfully with foreign vessels, 

 he Association favors a continuance of 

 )perations by the United States Ship- 

 )ing Board, supported by adequate 

 'ongressional appropriations. 



The Association went on record 

 igainst the creation of a department 



Horse and Buggy Has 



as Much Right to 



Road as Automobiles 



Auto Drivers Must Use Higher Degree 

 of Care 



l^RIVERS of automobiles and of 

 -•-^ other vehicles and of animals have 

 equal rights in the highways and must, 

 'aside from statute or ordinance chang- 

 ing the rule, use ordinary or reason- 

 able care for the safety of themselves 

 and of others. 



The degree of care and caution to be 

 used in each case depends upon the 

 character of the vehicle used and the 

 locality and surroundings in which it 

 is being used. The more dangerous the 

 character of the vehicle and the 

 greater its liability to do injury to oth- 

 ers, the higher is the degree of care 

 and caution to be exercised by the per- 

 son charged with the duty of its op- 

 eration. 



There is no imperative duty resting 

 upon pedestrians or upon travelers in 

 a horse-drawn vehicle on public high- 

 ways to keep a continuous lookout for 

 automobiles, under penalty that if they 

 fail to do so and are injured contribu- 

 tory negligence will be conclusively 

 imputed to them. The mere fact that 

 automobiles are run by motor power 

 and may be operated at ^a dangerous 

 and high rate of speed gives them no 

 superior rights on the highway over 

 other vehicles, no more so than would 

 the fact that one driving a race horse 

 gives such driver superior rights on 

 the highway over his less fortunate 

 neighbor who is pursuing his journey 

 behind a slower horse. 



It has been held that if the driver 

 of a team was sleeping or nodding 

 when an automobile collided with his 

 vehicle when it attempted to pass him 

 going in the same direction, at the 

 same time that a vehicle was passing 

 in the opposite direction, he was guilty 

 of contributory negligence. 



Evidence that defendant's automo- 

 bile, at the time it collided with an- 

 other vehic'le, was being driven at a 

 dangerous rate of speed, without lights, 

 on a dark night, and without sounding 

 the horn, and that the chauffeur turned 

 to the left when meeting the other ve- 

 hicle instead of to the right, contrary 

 to statute, was held to constitute a 

 prima facie case of negligence on the 

 part of the defendant. 



While policy holders in the Illinois 

 Agricultural Mutual Insurance Co. are 

 as a group careful drivers hence pre- 

 ferred risks, they are nevertheless pro- 

 tected against personal liability, loss 

 and damages by a full coverage policy 

 if collision results from their negli- 

 gence in an unguarded moment. 



of public works and favored the con- 

 tinuation of present building opera- 

 tions by the Corps of Engineers of the 

 United States Army. 



William R. Dawes, former president 

 of the Chicago Association of Com- 

 merce, was elected president of the 

 Mississippi Valley Association to suc- 

 ceed James E. Smith, of St. Louis. 



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