THE I. A. A. RECORD 



4>f^ 



Page Eleven 



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pounds, 75c handling charge. We con- 

 sider this a very reasonable charge. In 

 fact, we do not think farmers can af- 

 ford to haul their own livestock for 

 this price. 



"In such cases as a rapidly falling 

 price, hog cholera outbreak, or where 

 people are anxious to get their livestock 

 on the market and we can't secure 

 enough for a carload, the truck driver 

 agrees to haul to the terminal market 

 for 40c per hundred. 



"Our investigation revealed that ship- 

 ping by rail is much the most economi- 

 cal means of transportation. We found 

 also that commission and yardage is 

 higher on trucked-in stuff than stock 

 shipped by rail. We found also that 

 the shrink is just as great, if not 

 greater, on trucked-in stock compared 

 with that shipped by rail." 



Dairymen Help Milk 



Distributors Pay Up 



TlirHEN two dealers on the Cham- 

 » ' paign-Urbana milk market re- 

 fused to abide by the terms of their 

 contract with the Champaign County 

 Milk Producers, the dairymen retali- 

 ated by withholding their milk with the 

 result that in 24 hours legal counsel 

 for the truant distributors approached 

 the Producers' organization with the 

 advice that his clients would co-operate. 



The break came following a night 

 session on February 26 when two of 

 the six dealers under contract refused 

 to pay the 25 cent per 100 lbs. premium 

 for milk testing Grade "A." The next 

 morning the dealers received less than 

 20 per cent of their usual milk supply. 



The contract had been entered into 

 January 1, 1929, and provided for a 

 price of f2.70 per 100 lbs. for four per 

 cent milk with an additional premium 

 as noted. Under the contract milk was 

 to be tested five times during the month 

 by the methylene blue test. Each time 

 it tested Grade "A," a premium of five 

 cents per 100 lbs. was to be added to the 

 net price. Three-fifths of all the milk 

 sold through the Producers made the 

 Grade "A" test. Settlement was made 

 on this basis. 



Oppose Rate Increase 



Opposition to a proposed increase in 

 freight rates on fruits and vegetables 

 in southern Illinois was filed in an an- 

 swer submitted to the Interstate Com- 

 merce Commission recently' by the Illi- 

 nois Agricultural Association. The 

 railroads are seeking to cancel out the 

 present rates in effect in southwestern 

 Indiana and Illinois and to substitute 

 for them higher rates. 



Joined with the I. A. A. in the state- 

 ment submitted to the rate-making 

 body were the Illinois Fruit Growers' 

 Exchange and the Illinois Horticultural 

 Society. 



Insurance, 



By L. A. Williams 



ANY undertaking is doubly secured 

 - if it is underwritten. Life insur- 

 ance means insuring life's financial 

 program by underwriting it. It guar- 

 antees a sum of money to take the 

 place of earning power cut off pre- 

 maturely. Some have said that life 

 insurance is a misnomer. They be- 

 lieve it should be called death insur- 

 ance. Not so. Life insurance is, in 

 some degree, the substitute earning 

 power guaranteed to the beneficiaries. 

 It is life insurance, again, because no 

 insured who survives, has lost. Rather 

 is he far ahead in savings shown in 

 his cash value; far ahead in prolonged 

 life which freedom from worry has 

 given him. Life insurance is again 

 the correct name, for it affects the 

 life of the beneficiary. Welfare, 

 physical, moral and spiritual depends 

 much upon the estate left to provide 

 education, church and school training, 

 and opportunity for a comfortable 

 plane of living. All this points to the 

 exact fitness of the name life insur- 



Do you remember back in the dark 

 ages when certain religious groups re- 

 fused life insurance under the delu- 

 sion that it was blood money; money 

 taken on the life of a loved one? Day 

 by day they came to understand that 

 an estate was a matter of pyoviding 

 for old age — for loved ones, and for 

 posterity. They came gradually to 

 know that the difference between 

 farms or other real property, and the 

 scientific estate of life insurance 

 really showed in favor of the life in- 

 surance. The science of guaranteeing 

 a portion of the unlived earning 

 power has blossomed, and in full 

 bloom is embraced by every sane 

 thinking man provident enough to 

 care. 



The banker's advice is "first get a 

 life insurance policy." The investor's 

 advice is, "make no investment until 

 you have assured through life insur- 

 ance that your losses will not ruin 

 family chances, should you pass out 

 of the picture." 



No man would consider a load of 

 debt until he had provided for the pos- 

 sibility of death, and the care of that 

 debt should he depart prematurely 

 with his job unfinished. Each father's 

 fondest hopes are reborn, and live 

 again, in his son. Life is like that; 

 we plan to carry on and on, and life 

 is worth the prize only as we do so 

 plan. 



So, the institution of life insurance 

 fits the needs of our civilization as no 

 other plan can do. 



Soy Bean Growers to 



Form Co-operative 



Plan to Meet Buyers on Eqnal Foot- 

 ing in Business-Like Way 



DEPRESENTATIVES from Cham- 

 A*- paign, Moultrie, Piatt, ftnd Doug- 

 lass counties met in Champaign on 

 March 7 to consider plans for a bar- 

 gaining organization of soy-bean 

 growers in central Illinois. 



The meeting grew out of buyers' 

 activities in entering into contract 

 with individual growers for the direct 

 purchase of soy-beans. Contracts 

 were sent to growers many of whom 

 were Farm Bureau members. They 

 appealed to the Farm Bureau for ad- 

 vice and the question at on<;e came up 

 of improving farmers' bargaining 

 power and placing them on an equal 

 footing with the buyers through the 

 organization of a growers' association. 

 At Montlcelld Mar. 14 



At the Champaign meeting tempor- 

 ary officers were appointed and plans 

 made for a meeting at Monticello on 

 March 14 when steps were to be taken 

 to organize a co-operative soy-bean 

 growers' association. Three repre- 

 sentatives from ?ach of the four coun- 

 ties were selected to attend the meet- 

 ing. Other central Illinois counties 

 where soy-beans are g^rown were in- 

 vited to send delegates. John Arm- 

 strong of Champaign was elected as 

 chairman and C. V. Swanson of Lud- 

 low, secretary. 



The purpose of the organization 

 will be to maintain the bargaining 

 power of the growers, improve quality 

 of their product, disseminate market 

 information among members, advertise 

 soy-beans, and develop new markets. 



Illinois grows more soy-beans than 

 any other two states, and the central 

 Illinois counties produce a large pro- 

 portion of the beans grown in the 

 state. 



GRAIN MARKETING 



By Harrison Farhnkopf 



WE ARE GLAD TO ANNOUNCE 

 THAT J. F. Booth of the United 

 States Department of Agriculture will 

 spend the week of June 1-8 in Illinois. 

 At that time a series of meetings will 

 be held in the interest of co-operative 

 marketing. The Fa^roers Grain Deal- 

 ers Association of Illinois is co-operat- 

 ing. One meeting will be held in each 

 of the seven districts of the state as- 

 sociation. Definite dates and places 

 will be announced later. 



Two new safes have been added to 

 the I. A. A. office equipment for pro- 

 tecting valuable records of the Asso- 

 ciation and its subsidiaries. 



Tune in on the Illinois AfricultunJ Associ- 

 ation Forum from Prairie Farmers' Radio 

 Station, WLS, on Wednesday evening, 6:30 

 to 7:00 p. m. 



THE SOFT WHEAT MILLERS 

 (of Southern Illinois) recently held 

 a meeting in St. Louis. The principal 

 topics of discussion at this meeting 

 were ways and means of increasing 

 yield per acre, also the quality of soft 

 wheat grown throughout that section. 

 The millers indicated their earnest 

 desire to work closely with the College 

 of Agriculture and the Farm Bureaus. 



