Page Four 



t 



■r % 



THE I. A. A. RECORD 



Legislation and 



1 Insurance at 19th 



Con^essman Adkins Brings Latest 

 News to I. A. A. DIst. Conference 



C. J. Cro«* 



T^IFTY representatives from Piatt, 

 J- Champaign, Douglas, Moultrie, 

 Shelby and Macon counties attended 

 the 19th District Meeting of the Illi- 

 nois Agricultural Association, held 

 March 20 in Decatur. 



L. A. Williams, 

 manager of the 

 Country Life Insur- 

 ance Company, g^ave 

 the principal talk. 

 He stated that the 

 company had accom- 

 plished somet h i n g 

 that had never been 

 done before in the 

 history of any life 

 insurance company 

 under 25 years old, 

 i. e., the securing 

 of $13,000,000 in 

 life insurance, with annual premiums 

 paid in advance, in the short time of 

 one month. His address was very in- 

 teresting. -} 



Otker Iniurance ' 



V. Vaniman discussed the various 

 forms of insurance service offered by 

 the I. A. A., which include Fire and 

 Lightning, Windstorm, Cyclone and 

 Tornado, Farm Crop, Hail, Automobile, 

 and Employers' Liability insurance for 

 farmers. 



The Illinois Agricultural Mutual, 

 which provides auto insurance, has 

 more than 12,000 policy holders and 

 assets of more than $200,000. Sav- 

 ings to members in initial investment 

 and cost of insurance has been over 

 $175,000; besides, it provides the kind 

 of automobile protection for its mem- 

 bers that they should have. 



Under Employers' Liability Insur- 

 ance, it was pointed out that the 

 farmer employer is exempt from com- 

 ing under the compensation act; how- 

 ever, he is not released from the com- 

 mon law liability in case the employee 

 can show that the injury was due to 

 the neglect or careless act of the em- 

 ployer. 



This form of insurance would pro- 

 tect the employer against any liability 

 imposed by law for neglect or careless 

 act on his part. The initial payment, 

 based on the minimum payroll of 

 $1000 would be $25. The costs of the 

 insurance is estimated at about $10 a 

 year. 



If the Farm Bureau members desire 

 this form of insurance protection, it 

 will be furnished through the Illinois 

 Agricultural Mutual, provided at least 

 1400 farmers are interested in this pro- 

 tection. 



Gross Speaks 



C. J. Gross, executive committeeman 

 from the 19th district, discussed House 

 Bill 285, which provides for the limit- 

 ing of county highway taxes to twelve 

 (Continued on page 6) 



Grain Marketing 



(Continued from page 3) 

 ing Committees are having good pro- 

 grams discussing various topics of in- 

 terest in the grain marketing field. 

 Here are a few suggestions for topics: 



1. Obstacles to successful co-oper- 

 ative grain marketing in my commu- 

 nity and how to overcome them. 



2. Why farmers elevator share- 

 holders and boards of directors should 

 be members of the Farm Bureau. 



3. Facts concerning my elevator. 



4. Why the farmers elevator should 

 be a member of the Farmers Grain 

 Dealers' Association of Illinois. 



5. Does the statement "competition 

 is the life of trade" apply to the farm- 

 ers elevator? 



6. Is there need for more farmers 

 elevators in this county? If so, where? 



7. How a Farm Bureau organiza- 

 tion can co-operate with the local farm- 

 ers elevators. 



8. History of the farmers elevator 

 movement in Illinois. 



9. Why the farmers elevator and 

 its patrons should take an interest in 

 the Rural Grain Company, the co- 

 operative commission company operat- 

 ing at Chicago. 



The farmers elevator at Cerro 

 Gordo, Piatt County, has handled seven 

 and one-half million bushels of grain 

 in 22 years. This elevator pays a pa- 

 tronage dividend to all but credits the 

 non-shareholder on a share of stock. 

 The elevator at Bement, in the same 

 county, has handled ten million bushels 

 of grain in 26 years. During that pe- 

 riod of time it has paid 161 per cent 

 on the capital stock. 



Reports to the Department of Agri- 

 culture from about 1,500 farmers' ele- 

 vator associations indicate that more 

 than 97 per cent are farmer-owned and 

 farmer-controlled. The officers of 

 about 71 per cent of the organizations 

 consider the associations co-operative 

 enterprises. The organization set-up 

 of 69 per cent of the associations pro- 

 vide that stockholders shall have but 

 one vote each. In the case of 77 per 

 cent there are limitations to the 

 amount of stock that can be held by an 

 individual and for 62 per cent there 

 are limitations as to the per cent of 

 dividends payable on capital stock. 

 Nearly 73 per cent of the associations 

 pay patronage dividends to stockhold- 

 ers and 22 per cent pay some patron- 

 age dividends to non-stockholders. But 

 15 per cent pay full patronage divi- 

 dends to non-stockholders. 



Characteristics of Success 



'TpO BE able to carry money without 

 *■ spending it. 



To be able to bear an injustice with- 

 out retaliating. 



To be able to do one's duty even 

 when one is not watched. 



To be able to keep at the job until 

 it is finished. 



To be able to make use of criticism 

 without letting it whip you. 



*RODUCE 



TING 



By Frank Gougler 



EIGHT counties contracted to sell 

 pooled cream for another year be- 

 ginning March 1. Ford county re- 

 newed its contract with Sherman- 

 White & Company, Fort Wayne, In- 

 diana. McLean county cream goes to 

 the Pioneer Company; Logan and Ma- 

 son Counties sold to Producers' Dairy 

 Association, Springfield; Schuyler 

 County renewed its contract with the 

 local creamery. Prince & Company; 

 Brown county's highest bidder was 

 Ernster Brothers, Chicago, and Mc- 

 Donough county received its best bid 

 from Swift & Company at Bushnell. 



All bids accepted are as good or bet- 

 ter than the contracts in effect last 

 year. Some additional progress was 

 made in that two counties have con- 

 tracts on a graded basis so that sweet 

 cream producers will receive a pre- 

 mium. 



Twenty-eight associations are now 

 marketing while the following coun-, 

 ties have organizations underway: 

 White, Edwards, Lawrence, Clark, 

 Effingham, Shelby, Douglas, McLean, 

 Mason, Cass, Pike, Hancock, Adams, 

 Henderson, Stark and Bureau. 



Nothing like a feed to make a meet- 

 ing. The Liberty unit of the Adams 

 County Produce Association met a 

 short time ago. The good women served 

 eats to a packed house. School children 

 entertained with singing, dancing, etc. 

 ' President Albert Wilkey says that 

 this marketing project is the best 

 Farm Bureau project that has yet 

 been undertaken in his community. 

 "Not only do we have a better market 

 for our cream, but through the organ- 

 ization we can develop a better com- 

 munity spirit," he declared. „ 



Guy Husted, Cass county farm ad- 

 viser writes, "have practically com- 

 pleted organization at Arenzville. You 

 may call for bids so we can let con- 

 tract to highest bidder not later than 

 March 16." .,., 



Farm Adviser H. N. Myers, Ed- 

 wards County, also reports, "Market- 

 ing agrdbments turned in up to date 

 indicate over 400 cows listed. Should 

 have the necessary 500 within a few 

 days. Shall wire or phone when we 

 are ready for bids." 



I 



.r- 



Land O'Lakes Creameries, 

 Minneapolis, Minnesota. ' 

 Gentlemen : 



My wife and I consider your Land 

 O'Lakes butter the best salted butter 

 we have ever used. We are moving to 

 Washington, D. C, and should like to 

 know where we can obtain it there. 

 Can you give me the name of a dealer? 

 Very truly yours, 



Wm. R. Osgood. 



1 ■ 



.-. ► 



J- r 



