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THE I. A. A. RECORD 



PaaiMeWS 



Tune in on the 1. A. A. Forum from Station 

 WLS every TuesiUy night at 6:30 p. m.. 

 Central Standard Time. 



The daily farm program of the I. A. A. from 

 Station WJJD, Mooseheart (264 meters) is 

 broadcast between 12:00 and 12:20 p. m., Mon- 

 day to Friday inclusive. Hear the daily Chicago 

 livestock market from t^e Producers, and each 

 Friday the we^ly market review. Outlook 

 reports, reviews, and talks by I. A. A, staff 

 members, officials, and leaders in farm thought 

 ara broadcast daily. 



"P) EATING the Sheriff To Farmer Brown" 

 -L* is the title of a play broadcast by agricul- 

 tural students from the Greorgetown High 

 Sihool on the I. A. A. half hour from WLS On 

 Nov. 12. The Vermilion County Farm Bureau 

 arranged the program. Oris Kercher, farm ad- 

 viser, and J. C. Murphy, agricultural teacher, 

 accompanied the boys. 



This play which spreads the gospel of dairy 

 herd improvement through cow testing associa- 

 tion records and influence, won first prize in 

 national competition at the recent Dairy Show, 

 St. Louis. '< 



J. C. Murphy, agricultural teacher at George- 

 town who coached the boys, also had a part 

 in the program. 



C. E. Gates, county adviser, and members of 

 the LaSalle County Farm Bureau, will feature 

 their county-wide soil testing program with a 

 demonstration before the microphone on Tues^ 

 Jay night (Nov. 19) at the same hour. 



Those who fail to attend the A. F. B. F 

 neeting in Chicago Dec. 9-10-11 will hea 

 cveral of the speakers from station \CLS. 

 *ortion$ of the program wilt be broadcast on 

 ihe NBC chain. 



Insurance^ 



By L. A. WiUiams 



T'VERYONE else seems to feel glum about 

 — ^ the stock market. Not a life insurance man 



cpuld sanely regret the return to normalcy of 



investment funds. 



AH! No, it has not returned to normal as 

 yet. But it will. What goes up must come 

 d >wn. The sound, safe dollar in life insurance 

 policies is a great consolation in panicky days, 

 a4d in days of investment slumps. 



(LAYING life's game safely instead of on a 

 get-rich-quick scheme means a definite pro- 

 gram of constructive work, and enough life in- 

 surance to guarantee the estate if your time is 

 ciit short before the work is completed. 



GAMBLERS are not heavy insurers. They 

 want long chances with big stakes. 



THE sure estate is life insurance. The sure 

 and systematic savings plan is life insur- 



QlT domin with your wife and talk over the 

 '^future.''' What will happen? You will dis- 

 ciMi life insurance, of course. The future can 



HIGH MAN IN OCTOBER 

 Homer Hitchcock, of Pecatonica, Winnebago 

 county general agent, led all other agents in 

 personal production for the month of October. 

 He wrote $78,500 of life insurance in the 

 Country Life Insurance Co. for that month. 



only be guaranteed by life insurance. Future 

 retirement, future comfort, future for the fam- 

 ily if you die, education of children if you 

 should die. 



WOULD you risk the whole future happi- 

 ness of your wife and children on one 

 spin of the wheel? That is what the under- 

 insured man does. What if he dies tonight? 

 The paltry little he is insured for is all that is 

 available. Income ceases. 



TNFLATED land values should have taught 

 -^ some lessons. Inflated stock values should 

 teach more lessons. Florida booms should have 

 taught lessons. One outstanding lesson all 

 should learn is that a scientific base on which 

 all should build is a satisfactory life insurance 

 program protecting and guaranteeing a certain 

 estate before any chance-taking can cause ruin. 



Order Uniform Tax, 



Officials Squirm 



Gross Inequalities in Franklin and 

 Williamson Counties 



AS WE go to press, local officials in Franklin 

 ^ and Williamson counties are squirming 

 under orders of reassessment signed by Wm. 

 H. Malone, chairman of the Illinois Tax Com- 



Their continued delay 

 in equalizing valuations 

 of farm lands, and city 

 real estate culminated 

 in this action of the 

 commission. 



The local boards of 

 review, and county 

 treasurers had ample 

 warning of what would 

 happen if they insisted 

 on disobeying the law. 

 The Tax Commission 

 under Chairman Malone 



Wm. H. Malone 



has followed con- 



sistently a policy of uniformity in assessing 

 real estate for tax purposes. The reassessment 

 in Cook county was ordered in spite of the fact 

 that it was a tremendous undertaking, when 

 tax fixing and favoritism were revealed. 



A similar situation now exists in Franklin 

 and Williamson counties whether intentional or 

 unintentional. 



Had Opportunity 



The local boards of review were given every 

 opportunity to produce evidence showing why 

 a reassessment should not be ordered and to 

 act voluntarily on the facts presented by the 

 Farm Bureaus which never were successfully 

 refuted. The Farm Bureaus exercised great 

 patience but finally were compelled to appeal 

 to the Tax Commission. 



Chairman Malone called a number of hear- 

 ings where the county officials again had an 

 opportunity to present their case. This they 

 failed to do chiefly because they had no case to 

 present. 



The Tax Commission exercised great 

 patience because of the sorry financial condi- 

 tions in these two counties, but finally was com- 

 pelled to act. 



Some Cities Suffer 



The evidence shows gross inequalities not only 

 between farm lands and city property, but also 

 between city real estate in the various towns and 

 cities in the two counties. 



In Franklin county, for example, it was found 

 that land was valued for tax purposes at an 

 average of 41.4 per cent of its fair sale price. 

 All forced sales and irregular sales were thrown 

 out of the computations. Only regular sales 

 were included. On the other hand, in the city 

 of West Frankfort assessed valuations averaged 

 only )) per cent of sales value; in Christopher 

 the ratio was 34.1 per cent; in Benton 3 8.88; in 

 Buckner 56.43; in Royalton 35.77; in Sesser 

 44.27; in Zeigler 49.25. In the smaller towns 

 of the county assessments were entirely too 

 high as measured by the ratio above. 



These records reveal gross inequalities with 

 property in several small towns and farm lands 

 grossly overassessed. In a number of the larger 

 cities there is marked underassessment. The 

 inequalities in tax valuations it is thought de- 

 veloped largely as a result of the present sys- 

 tem of assessing property by local assessors who 

 invariably compete with each other in under- 

 assessment. I 



Williamson Too 



In Williamson county a similar condition ob- 

 t,iins. Farm lands there were valued for tax 

 purposes on the basis of 48.94 per cent of their 

 selling values as obtained from records of sales 

 in the county building. Town and city lots in 

 Cartersville were assessed at only 36.35 per 

 cent of their sales value; in Herrin the valua- 

 tion ratio was 28.47 per cent; in Hurst 33.71 per 

 cent; in Johnson City 3 3.32 per cent; in Marion 

 33.92 per cent; and in the smaller cities and 

 villages of the county 5 5.07 per cent. Here 

 again there was marked inequality with certain 

 towns and villages, and farm lands being dis- 

 criminated against. 



W. F. Purnell of Muncie, Vermilion county, 

 has been employed as farm adviser in Ford 

 county to succeed Geo. T. Swaim. Purnell is a 

 graduate of the University of Illinois (1918) 

 and has been farming during the past 

 10 years. 





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