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C. E. Hopkins 



Writes Most Policies 



TTIGH man for the year in the number of 

 -*--*- auto policies written in the Illinois Agri- 

 cultural Mutual is the record established by C. 

 E. Hopkins, general agent in Livingston county. 

 Mr. Hopkins served for a number of years as 

 associate agricultural adviser before getting into 

 the insurance field. 

 While Livingston 

 county is not yet in 

 the upper cru^* in the 

 percentage of members 

 holding auto policies, it 

 is coming to the front 

 rapidly. 



Following are the 10 

 highest counties in the 

 percentage of Esrm 

 Bureau members hold- 

 ing policies in the com- 

 pany. The fact that 

 several are over the 

 100 per cent mark 

 means that nearly every member has a policy 

 and that many have two or more cars or trucks 

 insured in their own company. 



DuPage ._ 15l7o Clinton 6*% 



Cook ...102% Williamson 63% 



Winnebago 78% Boone _.. 59% 



Will 73% LaSalle 58% 



Wabash 71% Montgomery 5<% 



Accident Prevention 



By V. Vanlman 



ACCIDENT prevention is a chief concern of 

 '- the Illinois Agricultural Mutual because 

 that is :he surest way to low cost. 



All auto accidents are regrettable — most of 

 them preventable. Invariably the other fellow 

 is at fault. "Why didn't the fool, etc., etc.," 

 is often heard after an accident. Drive care- 

 fully you might meet a fool. Drive carelessly 

 and two fools might meet with sad results. 



"If I had known," said the man, about the 

 gun that he thought wasn't loaded. "Bright 

 lights were coming toward me and I couldn't 

 see." is an excuse som-itimes given for an acci- 

 dent. Isn't it good advice, when driving a car, 

 to slow down if you can't see what is ahead? 

 Stepping on the gas when you can't see what ^ 

 is ahead is one way to keep from growing old. .^ 



Good drivers don't take any more chances 

 than necessary. They know it may be possible 



Frank Billinffs 

 Claims 



Evelyn J. Ernst 

 Secretary 



Helen Ekberg: 

 Employers' Liability 



Margaret Lauritzen 

 Assessments 



Here are the four assistants in the Illinois Agricultural Mutual office who are charged 

 with carrying out necessary details in serving the policyholder. 



Frank Billings handles the claims in the office in co-operation with the local adjusters 

 who are located in all the counties where policies are written. Evelyn J. Ernst is secretary 

 to Manager A. £. Richardson, in the automobile division. Helen Ekberg is in charge of the 

 Employers' Liability records ani accounts, and Margaret Lauritzen supervises preparation 

 of assessment notices. 



to be "dead right" and also be dead a long time. 

 Because people think, they become more in- 

 telligent. The thinking auto driver knows that 

 there is the possibility of an accident, even 

 while driving with care; consequently he avoids 

 taking any unnecessary chances, and gives due 

 consideration to the thought — ^"How can I avoid 

 accidents?" 



of this Company carry a full coverage policy 

 on their cars. 



Over 4,600 claims have been filed with the 

 company and prompt settlement has been the 

 • policy of this co-operative insurance project of 

 the Illinois Agricultural Association. Checks 

 ranging from 40c to $7,700 have been issued. 

 No claim is too large or too small to receive 

 careful attention. 



Forms of Auto Insurance 



ALL forms of coverage to protect the farmer 

 ^ against loss by reason of the ownership or 

 operation of his car are written. 



Public liability which protects him against 

 claims made by one who might be or claim to 

 be injured by his car can be had in amounts 

 ranging from $5,000 to $100,000. 



Property damage which protects the farmer 

 against claims made by other people for dam- 

 aged property is a very popular form of cover- 

 age. 



Collision insurance which protects the owner 

 against loss by reason of the damage to his own 

 car is also very popular for the reason that the 

 cost of this insurance is so very reasonable. For 

 example, in the last two and one-half years this 

 form of coverage has cost the farmer $1.40 on 

 a Ford. 



Fire, theft, windstorm and theft of spare tires 

 when locked to the car insurance is also avail- 

 able. In fact, most all of the policy holders 



Employers* Liability 

 Insurance 



ON September 1, 1929 the company made 

 available employers' liability insurance for 

 Farm Bureau members. The policy protects 

 farm employers against claims for damages 

 rnade against them by their hired help. Illinois 

 farmers realize that while they do not come 

 under the State Compensation Act, yet they are 

 subject to the common law liability of negli- 

 gence. For this reason there has been an appreci- 

 able demand for this type of insurance. 



^^hile insurance experience in this field is 

 limited and no effort is being made to "sell"' 

 this service, that it is appreciated is seen by the 

 fact that more than 1000 Farm Bureau mem- 

 bers have taken out employers' liability policies. 

 This branch of the company is expected to 

 have a steady growth as farmers become aware 

 of the need for this pro^tion. 



An interior view of the home office showing employees of the Illinois Agricultural Mutual Insurance Company, 

 panded recently when the walls to the rear were removed to provide additional room in an adjoining office. 



Office space was ex- 



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