M 



! 



Writes Most Policies 



1 lIGIl man ior tlic yc.ir in the number at 

 ■ * auiii ptilicioN written in llic Illinois A>;ri- 

 tiiltur.il Muiu.ll is the record established by C\ 

 I., llopkins. general a,i;ent in Livingston count \. 

 M 1 . 1 iopkins ser\ed tor a number ol years .i , 

 associate a.m'iL uliura! adviser before .i^etiitii; inii 



the 



insur.UK e 



h.iJ. 



While I I \ i n l; s I M II 

 vMunty is n..t \ei in 

 the upper cri> * in ili 

 pereeniaut-" ol nienihei 

 iiojdini; auto policies, ii 

 IS comin,i; to the tront 

 1 ipidh . 



lolhiuini; are the 10 



111 i; lust coil lilies in tiie 



percentage ot liirm 



bureau members ho^d- 



ini4 ptdicies in thecom- 



j>.inv. The taet that 



several are over the 



I no per cent mark 



means that nearly every member has a polie> 



and thai many have two or more ^ars or trucks 



insured in their own company. 



C. E. Hopkins 



Accident Pretention 



By V. Vaniman 



4(XJI)1 \r prevention is a chiet concern of 

 ' *- the lllin<Hs A>;ricultural Mutual because 

 that is ;he surest way to low cost. 



All auto accidents are rci^rettable — most of 

 them preventable. Invariably the other felhtw 

 i\ at fault. ">X'liy didn't the tool. etc.. etc.," 

 is often heard after m\ accident. I)ri\ e care- 

 fully you mii;ht meet a fool. Drive carelessly 

 and two t<K)ls nii);ht meet with ^ad results. 



"If I had known," said the man, about the 

 >;un that he thought wasn't biaded. "bright 

 li>;hts were coming toward nie and I couldn't 

 see." is an excuse som 'limci given for an acci- 

 dent. Isn't it >;ood advice, when driving a car, 

 to slow down it you can't see what is ahead? 

 Sieppinj; i)n the gas when you can't see what 

 is ahead is one way to keep from growing old. 



(.i«K>d drivers don't take any more chances 

 than necessary. They know it may be possible 



,*>» 



Frank Billings 

 Claims 



Evelyn J. Ernst 

 Sccrelai'y 



Helen Ekber? 

 Employers' Liability 



Margaret Lauritrrn 

 Asst'sstm-nts 



Here are the four assistants in the Illinois Agricultural Mutual ofifice who ar*' chartjt-d 

 with carrying out necessary details in serving the policyholder. 



Frank Billings handles the claims in the office in co-operation with the loc.it adjusters 

 who are located in .ill the counties where policit-s are written. Evelyn J. Ernst is secretary 

 to Manager A. E. Richardson, in the automobile division. Helen Ekberg is in charge of the 

 Employers' Liability records and accounts, and Margaret Laurit^en &i«pervi&es preparation 

 of assessment -notices. J 



l») be "dead right" and also be dead a lon^ time, 

 liecause (H'ople think, they become more in- 

 telligent. The iliinkinj; auto driver knows that 

 tliere is the pi>ssilMlit\ »»( an accident, even 

 while driving with care; consequently be avoids 

 taking any unnecessary chances, and gives due 

 consideration to liie thoui;iit — "li«)W can 1 avoid 

 accidents.-"' 



Forms of Auto Insurance 



41 L forms of coverage to protect the tarmer 

 ■L » .n;,iinst loss by reason 4it the ownership or 

 operation of his car are written. 



Public liability which protects him against 

 elaims made by one wht> might be <ir claim to 

 be injured by his car can be had in amounts 

 ranging friHii S^,00(J to SlOU.OOO. 



IVoperty damage which protects the farmer 

 against claims made by other people for dam- 

 aged pro[Hrty is a very popular tt»rm of cover- 

 age. 



C ollision insurance vv hi. h proie^ ts the ow n:r 

 against loss by reason of the damage to his own 

 car is alsii very popular for the reason that tiie 

 cosi ot this insurance is so very reasonal>le. lot 

 example, in the last twtt and t>ne-half years this 

 form of coverage has Ci>st the tarmer 'sl.4u on 

 a lord. 



lire, theft, windstorm ^l^d theft ot spare tires 

 when locked to the car insurance is also avail- 

 able. In tact, mitst all ot the policv holders 



of this < (tmpany carry d full coverage policv 

 on their cars. 



(.>ver 4.600 claims hax^- been tiled wiih the 

 company and prompt settlement has been the 

 policy ot this co-o[HTativ| insurance pr4i(ect ol 

 the Illinois A>;ricultural ' AssiK-iation. C'luvkA 

 ranging trtnn 4Uc to S7.^0»l have been issued. 

 No claim is tint lari:e or; i«m) small ti) re*.eive 

 caret ul at tention. 







Employers' Liability 

 Insurance 



N September t, 142* the companv made 



av ailal>le emplo\ ers" 

 1 arm Bureau members. 

 tarni employers against 



aab !n\ tnsur.ince for 

 I he polu V prote-. Is 

 claims tor damai;es 



made a;;ainsi theni b\ tluir hired help. Mbnoi 



t armers reali/c that win 



e thev do not come 



under the State C on)pensa[ion .\ct, \et thev ar.- 

 sul>|et. t to the common 

 gence. I »»r this reason the 

 able demand for this tyjse 



>\ lule insurance exper eiKc in this field i 



limited and no eff»»rt i^ b^ini; made to "sell " 

 this service, that it is 2ppreviaieJ is seen by the 

 fact thai more than looit I arm liureau mem- 

 bers lKi\e taken out empi ■ 



Thi 



have a steady >;rowih a 



of the need tor this pro 



1 aw liability ot nei:b- 

 -e has been an appre*.i 

 *»t insurance. 



I.ab.l 



iiy piHicies. 

 bra IK h ot the company is expected to 

 farmers become aware 

 ectitin. 



An interior view ut the home uttice showing employees of the Illinois Agricultural Mutual Insurance Company. Otttce ^pace was ex- 

 panded recently when the walls to the rear were removed to provide additional room in an a^ljoining office. 



