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THE I. A. A. RECORD 



KEEPING IVELL 



/.// I>r. John h:. lii'lnnd. 

 Co u n try I.: U hi an nt tici Co. 



Colds 

 IlLF* there lus been much researcli 

 to discover tlic cause of colds there 

 leneral jsreement rcsarding the na- 

 the infectious 3>;cnt. Until more is 

 it is unlikely that any general pre- 

 will be developed. ' 



The 



will 



Johr 



The 



for; spicadin;; the cold Kcrm. Tiicy become 

 coritan inaied every time the patient blows 

 his in)s.'. I he patient usually infects every- 

 thirti; le touches. C'ou.nhinj; and sneczini; 

 spread the disease. The spread of this ail- 

 mcht i)it;ht be checked if every patient 

 would wash his hands frequently, and j;uard 

 ai;ajnsi unprotected couijhinj; and sneezing. 



compl 



brain 



chitis, 



that 



thcref 



ireatm 



i may be followed by more serious 



ations including; middle car, mastoid, 

 I omplications, sinus infections, bron- 



pneumonia, influenza, etc. Anything; 

 ifinimizes the amount of secretion, 



re, is important in prevention and 



nt. 



Illinois 



tiatjion 



1 



w 



lOrj pe 

 »'asj sti 



nasal secretions from the patient 

 cold are hiuhly conta.nious. Those 

 closely as.sociated 

 with an infected 

 person frequently 

 acquire colds unless 

 scrupulous prevent- 

 ive measures are 

 used. 1 he face and 

 hands are contamin- 

 ated from the hand- 

 kerchief, and these 

 touchinu the table, 

 desk, towfl, or other 

 obiects Vjircid the 

 E. Boland disease. 



hands are the most common agents 



Ipou .hing the nose with a simple anti 

 septic jr disinfectant at frequent intervals 

 usini: 1 medicine dropper, nasal spray or 

 doitchi is most effective. Acute colds arc 

 usujally accompanied by a condition known 

 as 1'Acidosis." This is a generally accepted 

 belief. C~itrous fruit luices such as lemon, 

 orapge or grapefruit taken in suthcient 

 qu.^nti ics, or ordinary bicarbonate of soda 

 -j| tc ispoonful about four times a day — 

 aid I materially in neutralizing the acid con 

 dit^n ind will help break up a most stub 

 born c^ld. Citrous fruit iuices, strange a^ 

 it itiay seem, have an alkaline effect intern- 

 ally. Thus hot lemonade, a simple home 

 renied\|, is useful in getting rid of colds. 



.Agricultural Mutual Ins. Co. 



n writing you e\pressing my appre- 



for the prompt settlement and the 

 cent i.laini paid on niy car which 

 en March '. 



.Mrs. Robert Sample, 

 acksonviile, Mi>ri;an County, III." 



Family Living Expenses 



F.X.MII V living expenses averaged $772 

 for 1''5 farm families in Tompkins 

 Count V in 1^28, according to a survey con- 

 ducted by the Xew York state college ot 

 home economics. I he family living expenses 

 ranged from $462 for the lowest income 

 group tci $1147 for the highest income 

 group. The income for these groups ranged 

 from $<0< to S5.194. The number depen- 

 dent on the income increased from .1.2 in 

 the lowest group to 4.4 in the highest, the 

 average being 5.6 persons. 



C'ash receipts from all sources averaged 

 about $2.^00 for these 195 families, but it 

 was pviinted out that this income is not 

 comparable with a wage or salary because 

 part of the farmer's income goes back into 

 the farm business. Moreover, about $400 

 worth of farm produce was used by the 

 family instead of being sold to add to the 

 cash income. 



Food Big Item 



I he largest household expenditure was 

 for food, S22 5 being the average for the 

 year. I he value of food purchased was 47 

 per cent of the value of all food consumed 

 bv these farm families. Next came cloth- 

 ing, with an average yearlv expenditure of 

 $I6.< a family, ranging from $74 in the 

 lowest income groups to $2 5 in the high- 

 est group. The average inventory value of 

 the farm family wardrobe was $242. 



Savings and investments by these farm 

 families averaged $404. This took the form 

 of reducing mortgages, making deposits in 

 savings banks, buying land, making loans, 

 paying on life insurance, and the like, 

 lorty-onc per cent of these farm families 

 carry life insurance, the average amount 

 being $1952; over half of the families with 

 insurance had less than $2000, and only 11 

 per cent were carrving between $5 000 and 

 $9 5 00. 



Insurance, 



By L. A. Williams 



The Certain Estate 



A DEATH claim is not charity. The 

 insured purchased the estate just as 

 he would purchase real estate or borids. 

 .'\ $10,000 policy is 

 as certain a piece of 

 property as a farmer 

 >:m\ own. It is more 

 certain in value than 

 land. , 



Y'ears ago your 

 grandfather bought 

 land at $1 an acre 

 in Illinois that grew 

 in value during the 

 war to $300 and 

 $400 an acre, Per- 



L. A. Williams 



haps you became ambitious and bought 

 more bnd. ^X'itll what result? You lost 

 everything. Thus land purchased at SI per 

 acre lost money for heirs who valued it at 

 $400 per acre. 



Life insurance represents a guaranteed 

 estate for an average premium deposit of 

 two per cent per year. There is no worry 

 about the estate. There is no fluctuation. 



Admitted To Bar 



[\:\: J. QL'ASr.Y, our studious director 

 LJ of transportation, recently passed the 

 state bar examination 

 as a result of which 

 he is entitled to 

 practice law any- 

 where in Illinois. 



Q u a s e y studied 

 law at night during 

 the past three years 

 at the John Marshall 

 I aw Schtxil, Chi- 

 cago. His knowledge 



of law will be of 

 L. J. Quasey 



great assistance to 



him in working with Tarm Bureau 



members on claim and utility problems. 



In 1920 when the federal Reserve Board 

 inaugurated its deflation policy the coun- 

 try was drained of its watered values and 

 bled dry of its collateral. This action was 

 presumed to have avoided a panic. We 

 know it precipitated the country into a 

 prolonged decade of farm losses and bank- 

 ruptcy. 



Turning America's investment funds into 

 more unstable securities than that of agri- 

 culture has thrice proved even more in- 

 jurious to the nation than inflated farm 

 land values. The Florida fizzle, the over- 

 building program in every city, and the 

 stock market crash are all monumental to 

 the error that brought about rapid agri- 

 cultural deflation. 



I 



.■\ny policy of finance that can create 

 such turmoil, and influence values up or 

 down is as unsafe as permitting one group 

 or board to change the constitution at will. 

 So long as money interests can maneuver 

 to cancel foreign debts through establish- 

 ing an international bank for an ostensibly 

 different purpose, and so long^as federal re- 

 serve funds can be loaned to bolster stock 

 market enterprises, just so long will our 

 estates be in constant jeopardy, and the 

 value of any one class of property be un- 

 certain. 



life insurance will be the one certain 

 protection and estate of the American citi- 

 zen under any form or policy of govern- 

 ment finance or control. 



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