Page Sixteen 



THE I. A. A. RECORD 



'U- 



Insurande 



By L. A. Williams 



"The Farmer Applies for 

 Insurance" 



Agent: "M.»vc you ever cdrricd any 

 lilc insurance?" 



Farmer: "No." 



Agent: "Have you over been ex- 

 amined thoroughly?" 



Farmer: "No." 



Agent: "Arc you in good health?" 



Farmer: "C)h! I'm able to be about 

 and work a bit. (.)f course, I can't say 

 I'm perfect — 1 get heart pains once in 

 a while, and I had a little rheumatism 

 last fall, but I'm well enough, I guess." 



Agent: "Well, Country Life docs a 

 non-medical business up to $3,000 at 

 certain ages, but you better have a 

 medical , examination, because if there 

 is anything wrong, you will want to 

 know it, and so will the Company." 



Farmer: "Don't you think I can 

 pass?" 



Agent: "Well, as to that I couldn't 

 say, but heart pains and rh.'umatism 

 are not things to be taken lightly, par- 

 ticularly by an Insurance Company. 

 Why haven't you been to a doctor to 

 sec how you line up physically?" 



Farmer: "Well, doctors' bills are 

 costly, and I wasn't ever so sick but 

 what I got around again in a few days, 

 so I didn't ever bother with it, and if 

 I have to be examined, I don't think 

 I'll bother with the life insurance." 



Agent: "Bother, is it, brother? I 

 wonder if you will ever be bothered 

 enough to have a funeral for yourself? 

 Bother? It isn't you that will be both 

 ered; it's your family. It will cost 

 them $5,000 if you don't go through 

 with this examination. It will bother 

 your wife $5,000. Why, what if you 

 were not just exactly standard, the 

 Company might issue you a sub-stand- 

 ard policy, and the examination permits 

 the Company to place you in tlie cor- 

 rect class. Listen just a minute — totlay 

 you arc increasing the value of your 

 farm by $5,000 simply because its own- 

 er insures his estate $5,000 more if hz 

 should die. Can't you bo bothered with 

 that?" 



Farmer: "Yes, I guess it is worth 

 talking a try at, but why didn't 1 know 

 enough to start when I was younger 

 and in better health, then I wouldn't 

 need to worry about sub-standard rat- 

 ings, or whether I could pass or not. I 

 guess I'll insure the boy now while he 

 cao get it, and get it cheaper." 



ALL POLICYIIOLDBRS IIV COUKTKV MFR 

 Mr. and Mrs. Chaa. A. Martin and family of Moatg;onierT county, Illinois. 

 The children are Glenn, Kenneth, LeRoy and Martha Marie. Each la a policy- 

 holder in the Country Lite InMurance Company. 



Agent: "All right, sign here and here, 

 and give me the boy's place and date of 

 birth. It's a great thing to start young 

 folks out on a life policy, because it 

 teaches them early the value of that 

 kind of an estate, and the chances are 

 that your boy will have $25,000 or 

 $30,000 of life insurance when he is 

 your age, simply following the trend 

 of the times which is to create estates 

 the easiest and most certain way, and 

 enjoy life to the full without worry 

 about what will happen if you fail or 

 die." 



Farmer: "Do you know what I pay 

 out in taxes every year would carry a 

 $10,000 policy, even at my age? You 

 may have a better prospect than you 

 think. Let me know what my sub- 

 standard rate is going to be." 



Agent: "Well, you lake the exam- 

 ination, it may be those heart pains 

 were only gas pains. So long, see you 

 again soon." 



Why? 



Why should there be any criticism of 

 the farmers when thry decide to cirry 

 their own products at least as far as the 

 miller? In such a process there is only 

 one class of people that can be injured 

 — the merchants and brokers. I'Vom 

 their individual standpoint th; process 

 is regrettable. Viewing it in the light 

 of modern business development it is 

 unavoidable. Why should a miller care 

 whether he buys his supplies of wheat 

 direct from the producer or from a 

 broker or merchant? It really makes 

 little or no difference to him. He is 

 mainly concerned with buying his re- 

 quirements on a price basis that will en- 

 able him to compete with other millers. 

 —A. J. McPhail. 



Illinois Woman Second 



I 



Because an Illinois woman used but- 

 ter in her Thanksgiving Day Dinner 

 Menu, she was awarded second prize in 

 a nation-wide contest sponsored by 

 Bureau Farmer, oifieial publication of 

 the American Farm Bureau Federation. , 

 The competition which ended Septem- 

 ber 20 drew more than 500 entries. 

 Bernice Rinktr of Grand Ridge, LaSalle 

 county, Illinois, the second prize win- 

 ner, proved her ability as farm woman 

 cook, when she suggested butter instead 

 of a butter substitute as recommended 

 by her nearest rival. 



"Culinary Champion of All Farm 

 Women Cooks" is the title conferred 

 upon Mrs. M. L. IVcise, Redwood Falls, 

 Minnesota, by Sam H. Thompson, presi- 

 dent of the American Farm Bureau 

 Federation when he learned that she had 

 won the contest and will receive a cash 

 prize of $50. The second prize win- 

 ner receives $25. Twenty-five other 

 prizes of $1 each were awarded to 2 5 

 other women including the following 

 from Illinois: Miss Bernice Harris, R. 

 1, Petersburg; Mrs. Peter Sullivan, Eu- 

 reka; Mrs. Joseph Helm, R. 1, Spring 

 Valley, and Mrs. Clarence Peters, Gales- 

 burg. 



"I am %\ai\ to get Rev. Mori's copy of the 

 I. A. A. RECORD in my mail, since taking 

 his place September 1). Keep sending it. First 

 thing out I saw Sam Thompson's name in your 

 September number. He's the man whose every 

 word in writing or reported speech I have been 

 swaUowing eagerly for years — -since they recog- 

 nized Thompson's value to the cause, consisting 

 mainly of his practical knowledge and his un- 

 common common horse sense. 



"1 am coming here from five and one-half 

 years in our capitol city and I can appreciate 

 Thompson's joke or rather the joke on Thomp- 

 son and his three dollar hat." 



Rtv. Anton M. Taschkb, 



Adams County, III. 



