SSOC^TOH^ 



IViUAVA' 



1937 



No. 1 



^ol. 1 



ARM 



^ UOOCIAIMS 



PmpottanU 



J TJmnlover 



The Farmer-Employer ^ 



^^^ InS for the death 

 Common ^^J^ employee 



protected agamst loss. 



, 1900 claims against 



Nearly 1200 c ^^_ 



f«™ operators by n) ^^^^ j^, 



ployees have been ft j^ 



Withthe llbno'J^A^" j^^^^h 

 tual Insurance Comp* y^^^^ ^^^^. 



ease these employees ^^^.^^ 



dentally ^iUed o^ 'J'^,^ g^,, 

 working for some ^ected 



-^"st'^ongt-n-out'lawsuUs 

 agamst lo'*S " .elements, 

 aid costly «*/tccurred while 

 Most '«)«"" Jgaged in regu- 

 employees were engg ^^^.^g 

 lar farm work sucn ^ y ^^^ 



^"y''^^' ':^"if "Sfi ---^•'^'^ 



farm an'""*'*- „od butchering, 

 like ^""'^SjaSing also added 

 fencing ^fJ'i^J^j^^JiS^ands killed 

 to the toll ^\^2l^ Safety ex- 

 or seriously '«^)ured. .^ ^.^^j^ 



perts pomt out hatj,^„ that 



Irnot^uSr-^--^"^^"' 



of hazard. 



PMS $33,000 



rt^e sTven years that 11 

 During tbe sevc , ^^^^^_ 



hnois Agncultural^Mu^^^^j ^^ 



LEAD' 



_ n . AA;anV i 



hnois Agricultviraijy ^^^^ g^. 

 ,nce Co'npany ha^^ ^^^^, ,, has 

 ployers Liability m ^^ 



Vaid out mo'!^ *J^73 Igainst the 

 P'^^'^'rCffity for negU^ 

 pTconnrcted with in.uries to 



employees. j^^i^^ for in- 



"<^°°'T.h^ employees" - 



jury o; :^^f;ho employs labor 



,^ery ^""^"the co'^tts can mter- 

 knows how the c ^^^^^^ ^^^^. 



Sf\tins?Ss with insurance 

 fa yoSr own company 



V^T feetof Sioyees in 

 hands and tcei o r^ ^^ d^r- 

 constant danger of »« ^^^^^^ 



•°« *^' ^o? aC^n afiord to 

 t^SutV^^ 



IPRQTECTS YOU 

 ^ TO $10,000 



death to their ernp^ Liability and 



surance m ii"" Company pto- 

 Mut^j^llr^suranceCoJ^^T^^.^. 



,tectr>ouupto$5,00 ^^^ ^ 

 •ptoKction "^ „s all 



^-"^ ^'^^riawy'Tf'i "W.? 



court costs l*^y^ ical first aid, 

 of mecUca or ^ugaridinvesti- 

 hospital bills. 'JJ^^^^J, ^j^^ges m 

 gation or adjustro ^n 



"" ,-' ';*'S help ^"'P'OV"' 



lH3.es. Ti«.e B-jllS; J^„j,,J, Are (niured 



The A»«cte. "' ''Xi„„ ,0 the d»nge' ,'»r°'^^„ i, ,he a.nl 

 „t m.chi»ery "'.eJ^ '°5„,^g ,h. harvest pe'^^^/^^^h,, „, g,a,J 

 „«ha„i«l .,«.p«'e« \l^^ f„„ hay »"«>■ 'S',°ad,o'y becomj 

 g„ of excess." heat la j„„g hotses that ^^^^ ,„J 



cidents. 



and summ^^ — . , . ' 



.......embers of the company t' 



Each poUcyholder ^ ^Jt^- 1^^ ^ ^'rH^- ^ 

 poiy fee to Xtion%o"-MTl'%Ses I a pohcyhol 

 LndUng the apphcat^^-;^, Pol'^T'^/^^es to cancel his insurance 

 sionto agent, issuing ^t^. 'He is decides to <: ^^^ ,em.uml 



clerical -'ork, po^»f;,,o surplus surp us shar^^ ^^ ^^ . 



,Un required to taKc » « jj are rciu ^^ 1 



iarfS the company. ,p ^deduction is made if h^^ 



*He is then req-red to ^ ^^^^ P^ f ^,^1 co'^pany d] 



a premium deposit for U^e ^t operating t^^ ^s period! 



months --"Txmolth of labor that J-t s- ^ ,i,J 



\^-^chre"4Toy- estimates he not the^- J ,, deposit^ 



which the cii t-; tor a^ .balance. r 



-'l^ ^tr^f'^C operator has return^e^b ^^^ 



rnrma' working £^o'Id me^n regularlV ^^g'thJ 

 , Zoughout the yea h^^ ^, -°"tchh would pay %^^ 



1 - cents IV ^rsiT^&j^i^^ 



At the end « ^he six ^^^^ the total of $3^0^ ^^,j^ a,,J 

 period he f^ Record showing annual p^em j^,^, ad 



deposit is a ^^^^^^^^^m 



w,vp a Farmer-Em- 

 When you have ay 



ployers LiabiltyJ J^^^ j^.^,. 



ance. ^*P^ ,„„„at€lv protected 

 can be ^'^^jSw liability for 

 against common law ^ou 



about ^y^ «f J^sharl of the 

 pay ony yout ,ust s ^^^^^^ 



I per man) P'"* 



