32 



Kulik stated that the definition did not include "federal or govern- 

 mental action". I will amend the definition to include this lan- 

 guage. 



The Committee is holding this hearing today to review the Gov- 

 ernor's request and the hear from the SBA on their ruling. We look 

 forward the hearing from our witnesses today. 



With that, I will yield to my colleague, Mr. Poshard, for any 

 opening statement he may wish to make. 



