34 JOHN BAYNTON STARKEY, ESQ. 



personage for the loan of 22,000, representing an actual 

 payment of 12,000 before mentioned. 



Another method by which Mr. Starkey added to his 

 liabilities was the ingenious plan by which he increased 

 his stud a plan entirely of his own conception, dis- 

 pensing with cash and represented by a deferred payment 

 with his autograph attached. He would generally get 

 this document done through one of his friends, by the 

 simple process of handing it on to three well-known 

 West-End money-lending firms. In the end he had to 

 apply to his friend Mr. Padwick for a loan, when the 

 following colloquy took place : 



1 1 want 10,000, Padwick.' 



1 What for ? Racing, I suppose ?' 



1 Yes.' 



1 You can have it if you will take my stud. I am tired 

 of it, and have too much business to be able to attend 

 to it.' 



A seemingly moderate price for the little stud was 

 named, and at once agreed to ; and the 10,000 ad- 

 vanced. With this advance added to the sum already 

 due, interest and other accumulations and the horses 

 thrown in, the debt may now be set down at about 

 50,000. The little stud consisted of Drogheda, a blind 

 stallion, half a dozen brood-mares, a like number of horses 

 in training, including Theodora (after she was useless as 

 a racehorse, of course). The new owner was singularly 

 unfortunate with them. I think the whole were a 

 failure ; but this, of course, no one could help, not even 

 the generous seller. 



From what Mr. Starkey himself told me, I should think 

 from first to last he never received from those friends 

 who so generously helped him in every time of need 

 much, if anything, above 50,000 in cash and 5,000 in 



