1908 



GLEANINGS IN BEE CULTURE. 



69 



$500.00 



ACCIDENT 

 INSURANCE 

 POLICY 



I 



FARMERS' INSURANCE THAT REALLY INSURES. 



You may have had other chances to buy accident insurance that would protect you in elevators, on steamboats, and 

 automobiles, but this is the. first chance you have ever had to get real protection in your ordinary work. This NEW $.500.00 

 POLICY was secured from the North American Accident Insurance Company, of Chicago, 111., (Surplus $331,498.66) the 

 largest company in America handling this class of policies, after long negotiations. It took three months to induce the 

 company to write the special features that were required to make it valuable for rural people. By buying the policies 

 outright io very large quantities, it is now possible to offer it FREE with this remarkable practical combination of magazines. 



GLEANINGS IN BEE CULTURE, $1.00 



the bee-keepers' favorite paper, 



FARM JOURNAL (five years), .75 



the standard farm parer of the world, 



GARDEN MAGAZINE— FARMING, 1.00 



a most beautiful, practical horti- 

 cultural magazine. 



INSURANCE POLICY . . . 



for $2. 



These nia^azinrs, if naid for separately, would cost you $2.75, but we can sell ALL THREE MAGAZINES with the 

 NEW INSURANCE POLICY for ONLY $2.00. This is because the three publishers have combined for a subscription 

 campaign. If each one sent you a separate letter it would cost us just three times as much as where we offer all three 

 together. THE SAVING GOES TO YOU. 



If the policy is not wanted we can substitute any of the following: "Designer," "Housekeeper," " Ladies' World," 

 " McCall's Magazine," " Mother's Magazine," or the Garden and Farm Almanac. 



WHY SHOULD YOU HAVE THESE PAPERS? 



BECAUSE GLEANINGS IN BEE CULTURE is the great paper in America devoted to bees and honey. If you 

 have bees, or are going to get them (and everybody who lives in or near the country should have bees), you need the 

 most reliable and latest information, and you want at the same time the simplest directions possible. You want the bf e 

 business in a nutshell, and that is what Gleanings will give you. For the beginnerorthemostexpert it is equally valuable. 



BECAUSE FARM JOURNAL is far and away the foremost farm-paper in the world, a boiled-down, practical, help- 

 ful, entertainint; monthly, built to make the rural homes of America more happy, prosperous, and contented, and already 

 doing it for more than 500.000 homes. For farmers, villagers, or suburbanites. 



BECAUSE the most beautiful garden and horticultural publication in the world is the GARDEN MAGAZINE, full 

 of sound sense, beautiful engravings from photographs, and fine printing. It has ten issues at 15 cents each and two at 

 25 cents each, per year, and the subscriber gets hi.s money's worth twice over. It is a delightful magazine, useful, stimu- 

 lating, and ornamental. 



WHYSHOULDYOU HAVE THIS INSURANCE? 



Because you are in danger, every moment, of an accident which may cripple you for weeks, months, or for life; because 

 the loss of an eye, a hand, or a foot, may mean destitution for yourself and your family; because this protection, for a 

 full year costs you nothing whatever. WHAT THE POLICY PAYS: 



For Loss of Life $500.00 



For Loss of Both Eyes, meaning entire and permanent loss of the sight of both eyes.. 500.00 



For Loss of Both Hands, by actual and complete severance at or above the wrist 500.00 



For Loss of Both Feet, by actual and complete severance at or above the ankle 500.00 



For Loss of One Hand and One Foot, by actual and complete severance at or above the 



wrist and ankle 500.00 



For Loss of One Hand, by actual and complete severance at or above the wrist I 25.00 



For Loss of One Foot, by actual and complete severance at or above the ankle I 25. OO 



For Loss of One Eye, meaning entire and permanent loss of the sight of one eye 50.00 



Provided such loss shall result within thirty days from date of accident, from accidental bodily injuries, solely and 

 independently of all other causes, and covers accidents as follows: 



Being thrown from a mower by horses. Being hurt in an elevator or any publicconveyanee — train, 



Being Ivnocked down in tlie road by a wagon or automobile. trolley, boat, etc. 



Being luirt In a bicycle accidentj^or collision. Being injured In a runaway. 



Being hurt while operating corn-sheller. fodder-cutter, etc. Being frozen or frostbitten. 



Being caught In a burning building, house, or barn. Being Injured by robbers or burglars. 



Should the Assured obtain injuries in the manner specified above, which shall not prove fatal, but which shall im- 

 mediately, continuously, and wholly disable and prevent the assured from performing each and every duty pertaining to 

 any business or occupation, the Company will pay the Assured FIVE DOLLARS PER WEEK during the time of such 

 disablement, but not exceeding six consecutive weeks for any one accident. 



NO DELAY OR EXAMINATION. 



The insurance goes into effect as soon as you receive the policy and mail back the coupon attached to it. There are 

 no dues, taxes, premiums, or assessments of any kind whatever to be paid by you. We have paid everything In full. 



The three papers will begin at once, and will come to you each month till the time expires. THEN THEY WILL 

 STOP, unless you order them renewed. 



Send us $2.00 by registered mail, or postofflce or express money- CI PAUIUCC |U DCC P||| TIIRP liPniMA fl 

 orderto-dav. Money refunded to any dissatisfied subscriber. Address HLtHniHUO IW Dtt UULIunt, mtUIHH, U. 



