180 ANDREW JACKSON HOWE. 



There is no doctrine that demands a larger vision than 

 this of the depravity of human nature. Old Dr. 

 Mason used to say that as much grace as would make 

 John a saint would barely keep Peter from knocking 

 a man down." 



The teaching of the Rev. Dr. Collyer is that a 

 man has to struggle to hold his passions under con- 

 trol ; and that John has no besetting sin to compare 

 with that of Peter. It requires repeated effort for a 

 man to hold his temper, his passions, and his egotism 

 in subjection, yet the exercise of the will to gain the 

 restraint is to develop personal grandeur ; all persons 

 need about the same amount of saving grace. Grace 

 will not still a flaming desire, but an effort of the will 

 conquers the flesh. I have little respect for whining 

 men and whimpering women, whose complaints are 

 that their burdens are too great to be endured. Let 

 the cowards try with determined wills, and they 

 may astonish even themselves, becoming heroes and 

 heroines. 



The boy who can not resist the temptation to lay 

 out money should open a bank account if he have 

 but a dime for an initial deposit. To cultivate econo- 

 my and a disposition to live within one's income, is to 

 develop a quality in human character that leads to 

 financial success, and avoids theft, forgery, and the 

 penitentiary. It is not always dishonorable to be 

 poor, but poverty often leads to crime, and it is silly 

 to pretend to despise wealth. 



A Board of Trade will excuse a financial blunder, 

 but never can forgive a dishonorable act. In the mer- 

 cantile world fortunes may be made and lost a dozen 

 times, but a reputation for dishonesty is an abiding 

 and indelible badge of infamy. 



