CO-OPERATION 25 



the necessary instruction and guidance should be 

 provided for the small-holders. In every case 

 there should be a resident agricultural instructor 

 in the colony to guide the cultivators and advise 

 them as to the best methods of dealing with 

 their holdings ; and the educational arrangements 

 previously suggested should be so devised as to 

 supply teaching of a suitable character. 



VIII. Co-operation 



Co-operation must play an increasingly im- 

 portant part as the work of organising the 

 agricultural industry proceeds. This is essential 

 in the case of small-holders ; and it is hardly 

 necessary to point out how much greater are the 

 chances of successful co-operation in the case of 

 a colony than in the case of isolated holdings. 

 We are aware that at present many English 

 farmers are disinclined to co-operate and that not 

 a few attempts in this direction have been un- 

 successful. There are, however, many successful 

 examples, which will, in time, have their effect ; 

 and every effort must be made to induce the 

 cultivator to take advantage of the means of 

 co-operation. 



Credit Banks should be established as the chief 

 and first practical step in the development of co- 

 operation. The fact that mutual guarantee forms 

 a first-class security is not sufficiently appreciated 



