GRANT OF LOANS AND ADVANCES TO AGRICULTURISTS. 115 



(2) A Kanungo or a Circle Officer shall be so employed only 

 when a gazetted officer is not available. 



* * * 



7. If the Famine Relief Officer or the Revenue Officer 



is not empowered by rule 4 to sanction the 



Submission of a ppli- . . 



cation with report of loan, he shall transmit the application with his 

 local enquiry. ^^ ^ ^ Collectoj . Qr the officer 



who ordered the enquiry, as the case may be, provided 

 that, if the receiving or enquiring officer is subordinate 

 to a Famine Relief Charge Superintendent, or to a Sub- 

 divisional Officer, he shall submit the application to his immediate 

 superior. 



8. In deciding whether the security offered is sufficient, the officer 



dealing with the application shall be guided by 



Security. 



the following principles : 



(i) Where the amount of the loan does not exceed three-fourths 

 of the value of the applicant's transferable interest in 

 the land after the improvement h is been made, no 

 collateral security need be required. 



(ii) Where the applicant's interest in the land is not sufficient 

 of itself to guarantee the re-payment of the loan, 

 further security shall be required,which may consist of 

 transferable interests in other lands belonging to the 

 applicant or to other persons willing to become his 

 sureties, or of personal security. 



(iii) Where a body of five or more co-villagers bind themselves 

 jointly and severally as contemplated in section 9 of 

 the Act, their personal security will generally be 

 sufficient ; and such officer may, if empowered by rule 

 4, at his discretion advance on such security an amount 

 not exceeding five times the annual assessment of the 

 land held by such villagers. 



9. (1) Where any application submitted refers to a project 



already entered in the district programme of 



served'!!! 6 determining villa g e relief- works, the information given in the 

 the amount to be ad- programme and in any plans that may have been 

 , prepared for the work, may be referred to iu 



dealing with such application. 



