GRANT OF LOANS AND ADVANCES TO AGRICULTURISTS. 117 



loan is advanced in instalments, from the date of the advance of the 

 last instalment actually taken. 



18. The date of the payment of the last instalment shall not 



ordinarily be later than twenty years from the 

 Date of last instill- | t ^ actual advance of the loan ; or, when 



ment, and principle 



on which instalments the loan is advanced in instalments, from the 



date of the advance of the last instalment 



actually taken, the amount of the instalments being fixed, in cases 

 in which such a principle is applicable, with reference to the annual 

 profit expected to accrue from the improvement ; 



Provided that the whole amount of the loan, or such portion of it 

 as will be recovered, shall in all cases be repaid before the expiry 

 of the period for which the improvement is likely to be effective. 



19. (1) In the case of a loan granted by instalments, if the 



applicant, after taking one or more instalments, 



Closure of loan on , ... 



failure to taVe instai- fails to take any other instalment within six 



weeks from the date on which he is entitled to 

 it, the Collector may declare the loan closed. 



(2) The total of the instalments taken by the applicant shall then 

 constitute the loan, which shall be treated as having been fully paid 

 on the date on which the last instalment was actually taken ; and 

 a fresh arrangement for repayment shall be made by the Collector 

 consistent with rules 17 and 18. * 



20. (1) The realization of instalments or of interest may be 

 Suspension of instai- suspended, by the order, and at the discretion, of 



ments, or of interest, the Collector, on proof of failure of crops from 

 causes beyond the borrower's control, or of other exceptional calamity 

 rendering the payment of instalments unduly burdensome to him. 



(2) The Collector shall report every such suspension to the 

 Commissioner, who shall pass such orders on the case as may seem 

 proper. 



(3) No interest shall be charged for the period of suspension. 

 The total amount to be repaid shall remain the same as before. 



(1<) The power of suspension of payments of instalments, which 

 is. conferred on the Collector b,y clause (1) of this rule, may be exer- 

 cised to the extent df Rs> 5,000 in any one case. 



