PROVISION OF BORROWING FACILITIES. 409 



in the Central Provinces as to the advisability of allowing banks to do 

 general banking business as well as co-operative credit work, but he 

 had no doubt the members of the Conference would have something 

 to say on the subject. Another point to which he would draw the 

 attention of members was the question of devising the best means of 

 dealing with Co-operative Societies for distribution purposes. It 

 would be agreed that management was much more difficult in such 

 societies than in small Cash Societies, and the question how far 

 co-operation for credit and co-operation for distribution should be 

 combined was one which deserved careful consideration. The past 

 year had shown that many difficulties still remained to be overcome, 

 but they had reason to congratulate themselves not only on the general 

 progress made, but also on many indications that public interest had 

 been aroused. There was perhaps seme danger that they might be 

 urged to move too fast, but the interest which the movement was 

 beginning to excite among the general public was wholly good, and 

 unless this interest increased and spread, it would be impossible to 

 effect that revolution in the economic condition of India which might 

 be expected from co-operative credit work if it continued to progress 

 with the same rapidity as at present. 



