I'KUVISION OK BORROWING FACILITIES. . 4l3 



and efforts had also been made to train the younger generation in the 

 principles of co-operation. Co-operative Credit has been included in 

 the syllabus of Political Economy at the University Examinations, and 

 instruction in it was given at the colleges. It would greatly assist 

 them in Bengal, however, if the Registrars would explain what was 

 being done in the matter in other provinces. Mil. L ANGLE Y (Punjab) 

 generally agreed in the ideas expressed in Mil. BUCHAN/S note. RAI 

 ISHWAR SAHAI BAHADUR (United Provinces) pleaded for more recognition 

 by Government of the work of honorary organisers. He suggested 

 that certificates should be given to such organisers on the recommen- 

 dation of the Registrar. KUNWAR MAHARAJ SINGH (United Provinces) 

 said that his experience pointed to the same conclusion. He believed 

 that it would have been an excellent effect if the services of honorary 

 organisers and managers who had year after year done particularly 

 good work were occasionally recognised in an appropriate manner. 

 He also mentioned that some District Banks in his province had adop- 

 ted the system of giving small tokens of approval such as puggrees, 

 certificates, etc., at their annual meetings to the Sarpanc/ies of borrow- 

 ing societies who had done good work. The system had had excellent 

 results, and he thought that it might be followed with advantage in 

 other provinces, With regard to District Committees, the United Pro- 

 vinces already possessed similar organisations in the Boards of Direc- 

 tors of Central and District Banks. MR. FREMANTLE (United Provinces) 

 criticised MR. BUCHAN'S proposal to form District Committees controlled 

 and guided by the District Officer. The experiment had been tried nine 

 years ago in the United Provinces and had failed. Societies started by 

 prominent men in order to please the Collector would not do 

 any useful work. MR. BUCHAN said that MR. FREMANTLE had mis- 

 represented his scheme. He did not want prominent men. The Com- 

 mittees would consist only of men who were really interested in 

 co-operation. MR. WHEELER (Bengal) agreed with MR. BUCHAN 

 that If the movement was to be a success it must depend on disinterested 

 work, but he disliked Committees. They were too fond of sitting 

 round a table and talking. He had much more faith in individual 

 menworking in small local areas in which they lived and were 

 interested. He would recognise them officially. They should be 

 appointed by the Registrar and should be called Assistant Organisers 

 or given some such title. All depended of course on the careful 

 selection of the men. MR. HEMINGWAY (Central Provinces) referred 



