76 HOW TO GET A FARM, 



are wanted in three or four years on 100 acres, it would 

 be well to hesitate, while it might be safe to agree to pay 

 that amount in ten years ; so, too, it will be found more 

 difficult to pay a given amount in large payments of from 

 $500 to $1,000 each, than it will to pay the same amount 

 in $100 or $200 payments. The best way, where a large 

 debt has to be made, is to take a deed and give a mortgage, 

 payable annually in such sums as the buyer is sure he can 

 pay besides interest, with the privilege of making the pay 

 ments faster, should he wish to do so. Then, by managing 

 to keep one or two payments ahead, he will never be dis 

 tressed to make his payments in bad seasons, nor be obliged 

 to sell when produce is ruinously low. This is substantially 

 the course taken in buying my present farm, and I have 

 found the advantages named, as well as others that might 

 be given, a great help in making my payments. 



&quot; Another point that should be well considered, is what 

 kind of a farm is it best to buy ? It is generally said, that 

 it is best to buy a good farm, in a good state of cultivation, 

 with good buildings, etc. This is undoubtedly true as re 

 gards those with plenty of money to buy with ; and such 

 farms are sometimes the cheapest for those with limited 

 means. There are many farms where the land naturally 

 good is in a fair to good state of cultivation, with moder 

 ate but good comfortable buildings, that can be bought for 

 reasonable prices. Such farms, though they may not be 

 cried up as the best, it is always safe to buy. While those 

 farms that have the reputation of being the very best in the 

 country, and are cried up to the highest rate, it may be well 

 to pause before purchasing. It may be well to consider 

 how much of this credit of being an extra good farm may 

 be due to an extra good farmer, and also whether the high 

 price such a farm is sure to be held at, is wholly due to the 

 superior condition of the soil, buildings, etc., or whether a 



