98 HOW TO GET A FARM, 



to get a farm, and having money enough to pay from one- 

 fourth to one-half down for such a farm as he wants or 

 would be glad to get, with sufficient means to get the ne 

 cessary teams, tools, etc., to work it to good advantage, and 

 to provide for supplying or raising all necessary stock, 

 the question is, is it best to buy ? Can he pay for the farm, 

 and is there any better course for him to take than to buy 

 and go to work and pay for a farm ? 



&quot; Then again : You may tell him that some of those that 

 run in debt for farms fail, and lose all they have ; while 

 others have a long, hard, up-hill business in paying for their 

 farms. But he may answer that it need not necessarily be 

 so ; that more or less fail in all kinds of business, situations, 

 and circumstances ; but that, as a general rule, those that 

 run in debt more or less for their farms succeed in paying for 

 them, and often attain to very comfortable and independent 

 circumstances, without suffering any very great hardships 

 or privations. And did he live in this section he might 

 say, that as a general thing all of the best and ablest farm 

 ers are men that, having begun with but little, if any, capi 

 tal, have made the principal part of their property while in 

 debt ; that there are very few farmers that are considered 

 forehanded, or well off, but that have at some time been 

 in debt for farms ; that some of the ablest men, worth from 

 $20,000 to $25,000, have not only commenced farming with 

 very little if any capital, but doing business on the general 

 principle of buying and running in debt in most part for 

 land, and then going to work and paying for it ; when one 

 piece is paid for, soon buying another, and so keeping on, 

 seldom out of debt long at a time, but generally making 

 money, and satisfied and contented, they have eventually 

 attained to circumstances that would be considered very 

 satisfactory to most men. 



&quot; True, their course or system of farming, though gener- 



