100 HOW TO GET A FARM, 



got this home they discovered that they had no harness to 

 match, so he had to buy a costly harness. Then they said 

 the old farm-horses were not fit to go before the new car 

 riage, so he had to pay $300 for a better pair. And then 

 it was fine clothes and costly furniture, etc., etc., until, as 

 he said, he could stand it no longer. And he continued : I 

 have now drawn to market my last load of wheat, and have 

 a thousand dollars in money. I can buy a neighbor s farm 

 that is handy and convenient to mine, for $5,000. I think 

 it is worth it, and I am going to buy it to-day. I find that, 

 as things are going, about all we can earn will go to sup 

 port extravagance ; while I know if I go in debt for a de 

 sirable piece of property, like this farm, my family will go 

 to work and help me pay for it. We will then have some 

 thing really valuable to show for our labor, and that some 

 day will do my children some good. &quot; 



With the following brief rejoinder by &quot;B.&quot; the 

 discussion was closed : 



&quot; The question of running in debt for a farm, under cer 

 tain circumstances, is argued very fairly by F., of Orleans 

 county, N. Y., in the Country Gentleman of March 26 ; but 

 we see very little in the paragraph of B. s article to which 

 he refers, to call out his remarks. The advice is given not 

 to put all one s capital in land, retaining nothing to stock and 

 carry it on ; and something must always be reserved for 

 this purpose. No business can be carried on without capi 

 tal of some kind because something can never result from 

 nothing valuable crops always require seed and culture. 



&quot; In buying a farm the mistake generally made is in not 

 providing sufficient means to carry it on. There is no diffi 

 culty in getting extended credit for a part of the purchase- 

 money on a good farm, and we believe the most direct 

 means of becoming in fact the owner of one, is to go in debt, 



