170 HOW TO GET A FARM, 



limits of an ordinary life, to a handsome aggregate ; but 

 rapid accumulation in this way can only be attained when 

 money reproduces itself through the agency of compound 

 interest. The wonderful ratio of increase effected by this 

 means, can only be understood by those who have ex 

 perienced it though a glimmering of the reality may be 

 obtained by a glance at the following familiar table, interest 

 being calculated at six per cent. : 



&quot;The most notable instance that now occurs to me of 

 remarkable success attained through attention to the prompt 

 investment of small sums, is afforded in the annals of 

 Abraham Shriver, of Frederick County, Maryland. With 

 no other resources than a salary of $1,400 a year as judge 

 of a court of inferior jurisdiction, and a small farm of four 

 teen acres, he succeeded in keeping his personal expenses 

 within the receipts from his farm, which he cultivated like a 

 garden ; and by promptly investing his salary every quarter- 

 day sometimes borrowing for the purpose of anticipating 

 or securing an investment promptly at the time he ac 

 cumulated an estate of $150,000. Among the records of 

 Savings Banks, which perform a most useful purpose in col 

 lecting and rendering available the dribblets of wealth, no 

 doubt there are many other remarkable instances. In Mas 

 sachusetts, the deposits in Savings Banks amount to over 

 $23,000,000. 



&quot; 3. Another element of economy, essential to the ac 

 cumulation of capital, is protection against great losses by 



