SECT. 22.] Insurance and Gambling. 393 



similar tendencies too numerous to mention here, have had 

 some influence in the way of adding to existing inequalities. 

 They are, or have been, in consequence denounced by 

 socialists : are we honestly to bring them to this test in 

 order to ascertain whether or not they are to be condemned ? 

 The reader who wishes to see what sort of problems this 

 assumption of moral fortune ought to introduce may be 

 recommended to read Mr F. Y. Edge worth s Mathematical 

 Psychics, the only work with which I am acquainted which 

 treats of these questions. 



