A LITTLE LAND 34, 



AND A LIVING 



it is; the toilers, proud to call themselves Ameri- 

 cans. Yes, take a trip down any of those ave- 

 nues or through those streets they are found 

 everywhere. Look into the apartments through 

 the dilapidated shutters, you will see all that is 

 necessary. You go by hundreds of houses not 

 properly protected by the windows against cold, 

 nor against the burning sun in summer. The 

 landlord gets " only " enough to pay his taxes, 

 to make only absolutely necessary repairs on the 

 buildings more to protect the property from 

 dilapidation than to give comfort to the tenants 

 and for a few incidentals, so he cannot afford 

 to keep them in good shape. In most cases you 

 will be shocked by the scanty and broken-down 

 furnishings that fill these rooms; or, if the fur- 

 nishings are in any way respectable-looking, you 

 are safe in believing them to be the outfit of 

 some instalment house, on whose basis many of 

 the tenants of three or four rooms furnish their 

 homes. 



THE CURSE OF "CREDIT" 



There are hundreds of these house-furnishing 

 firms selling on credit in New York and other 



