PRIVATE LIBRARY 



H)F^^ 



WILSON R. GAY 



NO COST$ 



If I am generous enough to loan you this 

 book, please be thoughtful enough to re 

 turn //, without delaying, until invited 

 to do so. Never take it, or keep it with 

 out in y consent, as such too often engen 

 ders bad feelings. Tit is is simply 

 ^Business. &quot; 



SEATTLE, WASH. 



Date 



