630 



NEW HAMPSHIRE. 



cation of blind, $3,400; Normal School, $5,000. 

 Chief items of extraordinary expense Agricult- 

 ural College, $2,000 ; Dartmouth College, $5,- 

 000; White Mountain roads, $2,179.45; State 

 Prison improvements, $5,968.25 ; historian, $1,- 

 694.30; indexing records, $1,100; Fish Com- 

 missioners, $1,000. The State tax of $400,000 

 has ceased to be a burden to most of the towns, 

 the credits on account of corporation taxes 

 more than paying the direct tax in a large por- 

 tion of the towns. 



Sayings-Banks* The Bank Commissioners re- 

 port the condition of one State and sixty-eight 

 savings banks to March 31, 1885. In a year 

 of fluctuation and depression in securities the 

 report shows that deposits have exceeded with- 

 drawals by one and three fourths million of 

 dollars. The deposits in sixty-eight savings- 

 banks amount to $43,827,356.41, a net increase 

 from last report of $1,735,759.86. The surplus 

 is $1,515,443.16, as against $1,553,885.18 ; and 

 the guarantee fund $1,950,963.45, as against 

 $1,699,043.72. The entire liabilities, which in- 

 clude $21,779.23 miscellaneous indebtedness, 

 amount to $47,315,532.25. There has been a 

 falling off in local mortgage loans, the amount 

 this year being $5,918,222.34, as compared 

 with $6,400,798.17 last year. United States 

 investments and State bonds have become less, 

 while municipal bonds show an increase. Rail- 

 road bonds and stocks have decreased, while 

 miscellaneous bonds have increased. Cash on 

 hand is $250,000 more than last year, while 

 the foreclosed real -estate account is about 

 $150,000 less. 



Insurance. Total fire-risks in force in 1884 

 were town mutuals, $2,226,008; State mutu- 

 al s, $6,448,555 ; in other States and countries, 

 $38,751,383=$47,425,946. Premiums paid for- 

 eign companies, $548,980.71 ; losses returned, 

 $277,867.30. Net receipts to companies, $271,- 

 118.41. Percentage of loss to premiums re- 

 ceived, 51. Insurance written in 1884 is $5,- 

 822,930 less than in 1883. This decrease arises 

 from the transfer to the "Associated Manufact- 

 urers' Mutuals," which do not report to the 

 Insurance Department. These mutuals are car- 

 rying many risks in this State. It is a favorite 

 and cheap method of insurance to those who 

 are admitted to its privileges. The exorbitant 

 insurance rates demanded have caused much 

 feeling and restiveness toward the companies 

 effecting insurance in the State. Their rules 

 have been very arbitrary, and no encouragement 

 has been given to the insured to carry a por- 

 tion of the risk, or to decrease said risks by 

 preventive methods. In 1885 the Legislature 

 passed the " valued-policy " law, and all compa- 

 nies outside of the State gave notice that they 

 would cancel all policies held against them Jan. 

 1. 1886, and withdraw from doing business in 

 the State. The insurance-tax in 1884-'85 was 

 $10,081.58. Life-insurance policies to the 

 number of 2,078 were issued in 1884, covering 

 an amount of $3,326,963. Policies in force, 

 Dec. 31, 1884, 7,479, cohering insurance of 



$12,397,682. Premiums paid in 1884, $323,- 

 268.90; death -losses received, $275,974.46. 

 Payments on matured claims are $69,399 less.' 



Military. The New Hampshire National 

 Guard, as now organized, is a brigade of twen- 

 ty-four companies of infantry, one four-gun 

 battery, and one troop of cavalry; 115 com- 

 missioned officers and 1,106 enlisted men, well 

 uniformed and equipped. The brigade is well 

 disciplined and drilled, and holds an annual en- 

 campment at Concord for six days. 



Charities. The Asylum for Insane had, March 

 30, 1885, 325 inmates 138 males and 187 fe- 

 males. For a long period there has been a 

 preponderance of females. Fifteen patients 

 were supported by the State, thirty- three by 

 counties, and fifteen by towns. The remainder 

 are dependent upon friends or their own re- 

 sources. The establishment of county poor- 

 farms has resulted in decreasing the number of 

 town and county patients in the asylum, leav- 

 ing it mostly to private patients. The county 

 institutions contain nearly as many insane as 

 the asylum, the whole number in the State at 

 all institutions being about six hundred. The 

 number discharged during the past year was 

 forty-two men and forty-four women. Deaths 

 were thirty-six. The State pays for the edu- 

 cation .of its deaf and dumb, $4,296.11 ; for its 

 blind, $3,400. 



Industrial School. Number in school April 1, 

 1884-'85, 196; discharged on expiration of 

 sentence, 19; on probation, 12; honorably 

 discharged, 6. Good health has generally pre- 

 vailed among the inmates; they have been 

 much interested in their studies, and the year 

 to them seems to have been one of profit. 

 The boys are taugty trades, and the girls to do 

 housework. 



State Prison. Number of convicts, 127. 

 Thirty-five persons w%re committed the past 

 year the smallest number for twelve years. 

 The earnings for the year were $18,754.24, and 

 the expenses were $20,349.25. Indebtedness 

 of the prison, $1,595. Less insubordination 

 has been manifested by the prisoners than is 

 on record for several years. A tenement-house 

 for the use of married officers has been com- 

 pleted and occupied. 



Education. The number of public schools in 

 1885 was 2,684; graded schools, 510; town 

 and district high- schools, 51 ; average length 

 of schools in the year, 19-95 weeks; pupils, 

 boys attending school two weeks or more, 

 32,593 ; girls, 31,063 ; pupils under six years ol 

 age, 4,728; between six and sixteen, 55,22 

 over sixteen, 5,114; average attendance of all 

 the pupils, 45,160; average attendance to each 

 school, 17; whole number of school -chil- 

 dren reported to the Commissioner, 72,8< 

 number not absent during year, 7,229 ; pursu- 

 ing higher branches, 7,089. Teachers males 

 42-4 ; females, 3,062. Average monthly wages 

 of male teachers, including board, $39.21 ; 

 male teachers. $23.20. School-bouses, 2,20! 

 estimated value of land, buildings, and furm- 



