LANDOLOGY 77 



be drawn to Marinette County to make their homes as the result 

 of our water power development as will come because of our great 

 agricultural opportunities. 



SUCCESS THROUGH CO-OPERATION. We see a great deal in 



the farm papers at the 



present time in regard to co-operation. Unfortunately in older 

 settled farming communities it is difficult to bring about any real 

 co-operation. In newer farming localities like Marinette County 

 however, the new settlers are naturally drawn together, and the 

 result is very effective co-operation in farming work, social endeav- 

 ors, etc. 



In many parts of our county the Grange organizations have 

 very large memberships, and are very active in agricultural affairs. 

 The annual state Grange meeting was held here recently, and the 

 delegates were so well pleased with Marinette County that they 

 voted to meet here again. 



All farmers ' organizations flourish in Marinette County because 

 we have a very progressive class of farmers. If you are progressive 

 and believe in co-operation among farmers you ought to make your 

 home in Marinette County. 



CREDIT TO FARMERS. Everyone knows that interest rates 



even in some of the older settled parts 



of Missouri and Kansas are often as high as eleven and twelve per 

 cent. It is usually true that in newly settled localities the interest 

 rate is higher than in the older settled farming localities. 

 Fortunately this is not true of Marinette County The normal rate 

 of interest on loans to farmers here is six per cent. This is due to 

 a large extent, to the fact that Marinette County has a State Land 

 Mortgage Association. This association makes a business of loan- 

 ing funds to farmers for the improvement of their farms. This 

 association was formed under Wisconsin's Farm Credit Law, which 

 was in effect long before the Federal Government took action on 

 this important matter. 



Credit to farmers in the purchase of dairy cows, pedigree grain, 

 grass and potato seed is very liberal, and has been told of in detail 

 in preceding chapters of this book. 



LISTEN. You can always buy land cheaper of a large land com- 

 pany than you can of an individual. Land companies 

 buy in large tracts at low prices, and when you buy land of an 

 individual you pay two profits, the land company's profit, for they 

 originally sold the land, and the individual's profit, but you can 

 buy better land at a lower price of us than you can buy of any 

 other land company, for the reason that our lands have been held 

 by us for a number of years and were not purchased in recent years 

 at present land prices. We bought them right and are giving you 

 the benefit of our foresight and experience by selling them right. 



