276 HUMAN FACTORS IN COTTON CULTURE 



will not take advantage of it. He made what he has with 

 hard work, living at home, and saving by following a stand- 

 ard of living that most informed people are not willing to 

 follow. He does not use fertilizer but does plant legumes 

 on part of his land every year. He has learned only one step, 

 in my opinion, in the true economic and scientific produc- 

 tion of cotton on a profitable basis. 16 



A hard-working tenant may get ahead enough to buy 

 a farm with the aid of a loan from a Federal Land Bank. 

 The following is the case of a farmer in the Arkansas 

 Delta : 



Harry Barnett 



Married in August, 1921. Rented 70 acres of cotton land 

 in 1922. Had everything to buy. Owed $400.00 to start. 

 Paid out and had a bit left. 1923 about same, and paid a 

 few hundred on 80 acres of land. 



1924 rented 40 acres more land and another team and 

 made small payment on own land. 



1925 rented more land and bought two more teams. 



1926 bought 200 acres of good land for $19,000.00, turn- 

 ing in equity in 80 acres at $1500.00. Bought more teams 

 and worked same land as heretofore, besides 120 acres of 

 own 200 acres. (C. Barnett rented 80 acres of his land.) 

 Rent of farm paid all interest and $1000.00 on principal. 



Bought 250 good steers ($15,000.00) and fed for ninety 

 days on own land, thereby doubling production upon 60 

 acres, which was a good profit on cattle. Also made $700.00 

 additional profit on steers. 



1927. Got $8000.00 Federal Land Bank Loan, upon 200 

 acres @ 5% int. and gave T. J. Williams second mortgage 

 for $8300.00 @ 6%, being balance due him for purchase 

 money $1500.00 of which I've paid, besides all interest on 



16 Told by a planter of La Grange, Tennessee. 



