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INSURANCE 



A Farmers' Mutual Hail Insurance Company. The Alliance Hail Association 



of North Dakota 



QUESTIONS ON THE TEXT 



1. Distinguish between agricultural insurance and general property insurance. 



2. What grievance, if any, has the farmer against the joint stock insurance 



companies? How is the farmer answered by the joint stock company? 



3. What mistakes have farmers' mutuals commonly made? 



4. Explain in detail the Saskatchewan experience with state hail insurance. 



5. Show why such a low assessment is used in Saskatchewan. 



6. Has the principle of state hail insurance been discredited in Saskatchewan? 



7. Discuss in detail North Dakota's experience with state hail insurance. 



