FARM CEEDITS 227 



it for other reasons. The same is true with his 

 buildings for stock and his fences. 



Many farms need ditching, better plowing, fer- 

 tilization with limestone, green crops, manure and 

 other methods, but the farmer cannot install these 

 things upon his farm for lack of capital. 



The average farmer knows the profit to himself 

 and farm in the production of live stock upon the 

 farm. But to do this requires capital which many 

 cannot get for this purpose, or if it can be secured, 

 the interest is so high that stock production does 

 not pay. 



We have already shown that the better plowing 

 of the soil is neglected because farmers do not 

 have sufficient money to buy the heavy draft horses 

 or other proper motive power with which it can only 

 be brought about. And so we could go on and enu- 

 merate many things that are not done upon the 

 farm for lack of capital. 



If it may be safely stated that the many worthy 

 farmers can under present conditions obtain about 

 all the money they need, that many can secure all 

 they should have, but yet, does it not remain a fact 

 that many ought to have more capital who can not 

 get it, and especially many who wish and who 

 ought to get back to land who cannot under present 

 conditions secure the necessary capital to accom- 

 plish their desires? 



We have already shown that the system or plan 

 adopted by which the capital can be secured must 

 be safeguarded in many ways. 



The government has had a policy by which in 

 the several states a school fund was obtained by 

 the sale of every sixteenth section of land when 



