Contents xiii 



PAGE 



The Working Capital 287 



The Loaning of Mone 288 



The Federation of Raiffeisen Banks 289 



The Schulze-Delitzsch Banks 290 



The Working Capital 291 



The Landschaften ......... 291 



The New Landschaften . 294 



CHAPTER XII 

 THE RURAL TELEPHONE (PAGE 299) 



CHAPTER XIII 



MUTUAL INSURANCE (PAGE 308) 



A Plan for a Mutual Insurance Company 309 



The Strength of the Mutual Insurance Associations . . .311 

 State Mutual Associations . 313 



BIBLIOGRAPHY (PAGE 317) 



General References 822 



Cow Testing and Breeding 324 



Creameries 324 



Dairying 824 



