( 94 ) 

 And stippofted themselves thus : 



90. Nor is the relation of the money-lender and fyot all on one side. 

 Why is it that such enormous interest is required? It is simply that the security 

 on which an advance is made is almost nil. The crops are hypothecated for the 

 rent, and as every English trader knows, as well as the village banker, a decree 

 of the civil court results in a " charpai and a lota" only representing the mov- 

 able property of the judgment-debtor. I give here two genuine extracts from 

 a banker's book, which show that though it is true the whole of the supposed 

 produce of the ryot went to the banker, the banker has been (as in numberless 

 instances he is) a loser in the end. 



Banking account of Konrowd Chamdr of flathirud, holding 17 bighas at Rs. 34-8 0. 

 DR. CB. 



