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I have never lost any money worth speaking of. Mis- 

 fortunes will happen, and you may have to wait and 

 to do what sometimes looks like throwing good money 

 after bad, but give them time and they will pay, if 

 they feel you have always been on the square with 

 them." 



It may safely be asserted that it rests merely with 

 us to redeem our people from the slavery of debt, and 

 to ensure them a continuance of the enjoyment of the 

 major portion of the capital hitherto available to 

 them, and on incomparably easier and more satisfactory 

 terms. 



But it is conceivable that in some particular locality 

 there might be a temporary strike of the money- 

 lenders, and it is not only conceivable, but certain, 

 that in some localities the Agricultural Department 

 will find that the capital theretofore there available is 

 wholly inadequate for the efficient working of the 

 land. 



So most certainly it is necessary to foresee the pro- 

 bability in some instances of Government having itself 

 temporarily to undertake the duty of making ad- 

 vances. 



Here it will perhaps be said that the system has 

 already been tried and has failed. As a matter of 

 fact, no real trial has ever been made, and it is, 

 humanly speaking, certain that any properly made 

 trial must succeed. 



What has been done two or three times is this : 

 Some district officer, already burthened with abso- 

 lutely innumerable other duties, answerable to from 

 twelve to twenty different superiors, each worrying 



