LOST £,260,000 



TKH be I'CaS -during the year 1911 (according to figures compiled by the COMMONWEALTH 

 STATISTICIAN) the Australian public paid for new Life Insurance Policies the sum of £434,829. 



Hn&. WbCrCaS — out of the said sum of £434,829 Life insurance Agents appropriated to 

 themselves as commission a sum exceeding £250,000— the said £250,000 thereby being lost to the 

 policy-holders. 



1ft is bCrebp &CClarC5— that had the said Life Insurance Policies been taken out 

 THROUGH the Australian Life Agencies Limited of 77 "Collins House," Melbourne, the said 

 policy-holders would have received a CASH 



REWARD OF £217,414 : 10 ; O 



or in other words, haU the first year's premium back immediately upon the issue of the said Policies, 

 as duly set forth and explained in the booklet entitled "The Half Back," posted free on application. 



1In witness wbereof-i being a 



Director of the said Australian Life 

 Agencies Limited have hereunto set my 

 hand at Melbourne, this Twenty -second 

 day of April, One Thousand Nine 

 Hundred and Thirteen. 



L.S 



.V<i>/i;rt/«i; Director 



The Australian Life Agencies Ltd., 77 "Collins House," Melbourne. 



A Strengthening Diet for Infants & Invalids 



Swallow & Ariell's 



MALTED RUSKS 



This most readily digested food is specially prepared under 

 the most perfect hygienic conditions and closest supervision— from 

 specially chosen ingredients so as to achieve a combination 

 of the greatest nutritive qualities with a delightfully pleasing 

 and appetite-stimulating flavor. 



It is a Breakfast Delicacy of the first order — appreciated from 

 the youngest to the oldest in the home. 



As an alternative diet for delicate persons and convalescents 

 it is in great demand, w^hile when moistened with hot milk 

 you have a natural diet for baby. 



With stewed fruit they are delicious. 



Try them with broth, butter, cheese, cream, jam, etc. 



In 9dz. tins at Grocers or Chemists, and insist on SWALLOW & ARiELL'S 



