Canadian Forestry Journal. July. icj2o. 



369 



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nu- 



ATTFNTION ^ ^^^^ Equipment, Limited, is a ma 

 ^^ iv_/i > . facturing concern, not jobbers. 



We have all kinds of fire fighting appliances 

 for bush fires, such as pumps, hose, nozzles, etc. 



Investigate our goods and prices and be convinced that we offer the best 



Send for samj)les and catalijgues. 



FIRE EQUIPMENT LIMITED 



244 Notre Dame Street West 



Montreal. 





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carried. In Xew England 1 cent per 

 acre per year seems to be satisfactory ; 

 in the Province of Quebec, where vast 

 areas are uninhabited from one-quar- 

 ter to one-half cent proves sufficient ; 

 in the Middle W^estern States 2 or 3 

 cents per acre is the practice ; and 

 in the far West, where values per acre 

 are high, as much as 5 or. 6 cents per 

 acre is often required. Xew England 

 offers the most security on account of 

 the character of the climate, species 

 and soil, and the farm and other na- 

 tural barriers that cut the timberland 

 u]) into blocks and make the danger 

 of a widespread conflagration small. 

 In ])roportion to values the Xew Eng- 

 land States and associations assess 

 themselves the most for fire protec- 

 tion. 



(5) Fire protection might well be 

 made obligatory by law upon all tim- 

 berland owners within a State, under 

 some State co-operative ])lan, as the 

 small owner is equally a risk to his 

 large neighlior. but does not common- 

 ly contril)iite. I"'ire protection should 

 not l)e (lonr b\- insurance compaiiies 

 on account of their possible legal lia- 

 l)iHty in case of loss for want of furn- 

 ishing sufficient ])rotecti()n. Insurance 

 companies should withdraw their in- 

 siu'ance if their pre\cnti\e and prott'c- 

 tive requirements are not lixed up to. 



The Public as Partner 



(6') The oo>t of lire protection 

 should l)e borne by the ]iuMic as well 

 as the owner, as the causes are often 

 natural, like lightiu"ug, and tlie loss in 

 conflagration aft'ects not only the own- 

 er and the industrv, but all other in- 



dustries in the State and serves to 

 depreciate the wealth of the State in 

 general. 



(7) Hurricane, insect or fungus de- 

 vastation should not be included in 

 a policy until statistics sufficient to 

 cover the risk have been gathered. 



(8) Comparison of statistics con- 

 cerning timber loss from fire should 

 be commenced at once by an actuarial 

 board, with members from various sec- 

 tions of the country, to correlate ex- 

 perience gathered, such board to meet 

 either at Washington or at a place 

 designated by the interested fire in- 

 surance companies. 



Timlierland insiu-ance appeals to 

 owners of timberlands one-half to two- 

 thirds grown, who have escaped fire 

 on their timber up to a point where it 

 is near fruition, and who feel they can 

 afford to pay for a few years' insur- 

 ance even at a relatively high rate 

 until such time as the timber becomes 

 fully dcvelo]-)el. They consider they 

 have cashed in a long-awaited invest- 

 ment when they sign an insurance 

 ]>olicv, as the danger of complete loss 

 of their iinestmcnt in unsalvagable 

 immattu'e timber has been removed. 

 ;iu«l if it matures they will reaji its 

 \;ilue any\\a\. and can afh^^nl the few 

 \ears" priMuiuni costs. It is doubttul 

 if conq>lete insurance cati be carried 

 . lu plantations, unless the timber val- 

 ues are \ ery great, as the insurance 

 rate eats up a ct^nsiderable percent- 

 age of the growth. Where jdantatitMis 

 are necessary for w;iterworks. wiud- 

 l)reaks. etc.. it may be wise to keep 

 them iiroIe.Med b\ in<ur;iuee. 



