Canadian Forestry Journal, July, ip20. 



Timberland insurance appeals to 

 farmers who wish to 1)orrow money 

 on timber lots, bankers universal !}• 

 granting loans more readily if an in- 

 surance policy is dejiosited with them. 

 In this way a large amount of capital 

 can be liquidated and put to work to 

 earn more than tlie one or one and 

 one-half per cent which it will cost to 

 write the insurance. In other words, 

 an insurance company acts as a bond 

 house for the small timberland own- 

 er who cannot afford the cost of re- 

 gularly bonding his property, and for 

 this reason alone it is of great econ- 

 omic value to the country. Timber- 

 land insurance also appeals to owners 

 who wish to leave an estate in trust 

 for their children. 



Large timberland owners are at- 

 tracted by insurance only at a very 

 low rate, as their holdings are com- 

 monly so widely distributed as to in- 

 sure themselves to a certain extent. 

 If large holders could be brought to 

 insure together, the size of their prem- 

 iums would no doubt enable old line 

 insurance companies to give them a 

 much reduced rate on account of the 

 volume of the business, and because 

 when combined they would represent 

 the average rate over the whole reg- 

 ion. 



WESTERN FIRE SITUATION 

 (Dominion Forest Reserves) 



Manitoba. — In Manitol)a no forest 

 fires occurred during the month of 

 April, owing to the backward 

 sj^ring and the large amount of 

 snow in the woods. 



The second and third weeks of 

 May proved a danger period on 

 the 'i'urtle Mountain and Riding 

 Mountain Reserves, but careful 

 patrol prevented any fire loss. 

 Elsewhere in the Province the 

 weather and ground conditions 

 were such that it was still impos- 

 sible for fires to run. After May 

 20th the heavy rains and good 

 growth of grass removed all fur- 

 ther danger of fire. 



Saskatchewan. — ^luch the same condi- 

 tion? obtained as in Manitoba. The 

 late spring, timely rains and rapid 

 growth of vegetation, together 

 wnth careful patrol during a short 

 period of great danger covering 

 May I2th to 25th, and the close 

 supervision given to settlers' fires, 

 rendered the fire losses entirely 

 negligible. 



Alberta. — In the Rocky Mountains 

 Forest Reserve three to five feet 

 of snow covered the ground dur- 



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