500; buy 500." And once people 

 buy once, he works hard to keep 

 them coming back. "If a family buys 

 a big pumpkin, I'll give a little one 

 to the kids — no charge They'll be 

 back. If the bill comes to $20.95, 

 $20 will do. They'll be back." 



THERE'S BEEN a lot of changes in 

 the first few years More are 

 planned. Tim will continue filling in 

 the land (Steeplegate Mall — which 

 includes a Home Depot — is being 

 built down the road — "once they 

 break ground, I'll get all the fill I 

 need"); gardens will be extended 

 along the entire frontage and he 

 sees other gardens — lilies, hosta, a 

 shade garden — in back. Inside the 

 shop, a new full-time florist and a 

 Telaflora delivery service are al- 

 ready changing the tone 



But plans include more than 

 flowers. He hopes to build a 1500 

 square-foot addition onto the 

 present shop and, connected to 

 that, one large greenhouse space, 

 to be used for retail sales. With 

 this wall of structures fronting the 

 road, it will be important to find 

 ways to retain the visual excitement 

 currently there. 



"Correct taste" is fine, but it can 

 also be dull Hopefully, all this new 

 energy and willingness to try any- 

 thing once won't dilute into the 

 predictable. May the unexpected 

 survive — it has a good chance to do 

 so right here. (BP) 



The OC Speedway is at 347 Loudon 

 Road, Concord, NH 03301. Tfte phone 

 number there is 603-226-0977. 



Pioneer Pointers 



Tax Planning 



Don't be surprised by an unexpected liability next spring! 

 Income tax planning Is the i(ey to avoiding the unpleasant news 

 next March or April that you have a large tax liability which could 

 have been reduced had you linown about It before year's end. 



Everyone can benefit from tax -planning. There have been ma|or 

 changes to the tax laws, which will affect your 1997 returns. This 

 is the time to see how some of these changes affect you. 



INCOME AVERAGING in 1998, 1999, and 2000 provides farm pro- 

 ducers a choice to move all or part of their farm income from the 

 current tax year and spread it evenly over the three previous years. 

 All Income — except gains from sale of land — is eligible; this applies 

 to both Individuals and partnerships. Planning Is required for the 

 1997 tax year. 



LOWER CAPITOL GAIN RATES are in effect for transactions after 

 May 6, 1997. 



Generally, the Income tax rate on capitol gains is reduced to 

 20% for gains that would otherwise be in a tax bracket greater 

 than 15%. The Income tax rate on capital gains that would be in 

 the 15% bracltet is reduced by 10%. However, assets must be held 

 for more than 18 months to qualify for these new rates. 

 For most assets held for more than five years, there is a 2% reduc- 

 tion In rates. 



SELF-EMPLOYED BUSINESSES are allowed to deduct 40% of their 

 family's health insurance costs In 1997. The deduction eventually 

 Increases to 100% by the year 2007. 



Other tax law changes affect student loan interest, new IRA ac- 

 counts, and more. If you are not happy with the size of your tax 

 liability or refund, now Is the time to do something about It. 



First Pioneer farm credit has an experienced staff knowledgeable in farm 

 tax law and financial planning, for information, call the Bedford office at 

 1-800-825-3252. (MR) 



lA 



.^^^"-^ 



GARDENS 



WHOLESALE GROWERS and SUPPLIERS 

 of QUALITY PLANTS 



Spring Annuals • Geraniums • Hanging Baskerts 

 Perennials and Foliage Plants 3" to 10" 



P.O. Box 360 • Alton NH 03809 • Tel: 603-875^444 

 Located on Route 28, 1 W^ mile south of the Alton Traffic Circle 



Owners Bntce and Linda Holmes 



THE PLANTSMAN 



