Temperature & Misting Controls 

 for Greenhouses of all sizes 



Misting automatically adjusts 



with changes in sunlight 

 rain or shine !! 



increase yields, reduce disease, 

 reduce labor, reduce rooting time 



Solar 3B (3 zones , $385) Solar 12B ( 1 2 zones, $890) 



Electronic Temperature Control 



2-stages of heating control , and 

 2-stages of cooling control with 

 horizontal airflow (circulation); or 



Set separate temperatures 4.siages of cooling, or roof vents; 



for night,sunnse and day ^^ side-curtains. 



DlFtrol 22 ($385) DIFtrol24A ($890) 



Northeast Distributors 



Brighton By-Products (800)-245-3502 

 Fred C. Gloeckner Co (800)-345-3787 



II AVIS xel: (818)-5>93<0607 



JlL ngineering f^x: 0472 



Pioneer Pointers 



Retirement Savings 



Does your financial pian Include managing 

 your tax liability and saving for retire- 

 ment? if so, don't overlook tlie IRA contribu- 

 tion. This is a great opportunity to delay pay- 

 ing taxes on a portion of your Income and 

 save for retirement. Although the allowable 

 IRA deduction varies depending on your In- 

 come level, many worlting married couples 

 will qualify for up to $4,000 annually. Before 

 you decide not to take advantage of this im- 

 portant deduction, consider the following fi- 

 nancial benefits of contributing to an IRA 

 each year. 



The immediate benefit is a tax savings of 

 at least $600 (which Is 15% of $4,000). The 

 savings increase if you live in a state with a 

 state income tax and your state allows the 

 Federal IRA deduction. The long-term savings 

 are even more impressive: a $333.33 monthly 

 Investment (to maximize the allowable contri- 

 bution) with an average 10.2% return (the 

 historic average return from the stock market) 

 over a thirty-year period will grow into 

 $786,412.93. 



Many taxpayers are eligible to contribute 

 to an IRA and benefit from the tax-deferred 

 earnings. However, entitlement to an Immedi- 

 ate tax deduction for the amount of annual 

 contribution is limited by your adjusted gross 

 income. With the power of tax-deferred earn- 

 ings and the ability to choose your invest- 

 ment vehicle, an IRA provides a powerful in- 

 vestment option as you save for retirement. 



The 1997 season is upon us. Although 

 you're busy with operating decisions for 

 1997, take a few minutes to consider your fi- 

 nancial future. Your Farm Credit representa- 

 tive is available to assist you with these fi- 

 nancial decisions and Is likely to have addi- 

 tional pointers for your consideration. (R.W.) 



First Pioneer farm credit, ACA, has an 

 experienced staff knowledgeable in farm tax law 

 and financial planning. For more information, 

 call the Bedford office at 1-800-825-3252. 



THE PLANTSMAN 



