240 O'er Crag and Torrent 



I am a most distressfully poor man, 

 and being such an impecunious mortal, I 

 always consider it a bounden duty to make 

 every possible effort and leave no stone 

 unturned to improve my financial position. 

 Surely I may claim that I merit praise and 

 deserve good luck for my attempts to carry 

 out literally the axiom of an eminent professor 

 who defined the term " luck " as the " taking 

 advantage of opportunity." 



A friend wrote to me that a guinea sweep 

 for the Derby, limited to one hundred 

 members, was being arranged at our club 

 in town, and asked me if I would care to 

 take a ticket ? Thinking this one of the 

 opportunities that should be promptly seized, 

 I immediately replied " Certainly," and en- 

 closed my guinea. In due course I received 

 a wire with the information that my friend 

 had drawn " Sceptre " for me, and the 

 following morning this was confirmed by 



