CONTENTS. 



PAGE 



Officers for 1912 ^ 2 



Members, Life 4 



Annual 6 



Annual Meeting 7 



Address of Welcome, by Oakley C. Curtis 7 



Address of Welcome, by Chas. F. Flagg 10 



Response to Address of Welcome, by G. M. Twitchell 12 



Address, by Hon. Wm. T. Haines 15 



Co-operative Agricultural Credit Associations, by Prof. G. W. 



Stevens 23 



Orcharding in Different Regons of the United States, by H. P. 



Gould 32 



European Horticulture, by Prof. Frank A. Waugh 37 



President's Address 54 



Life, Habits and Development of the Honey Bee, by Dr. James 



P. Porter 60 



The Varietal Adaptability Problem and its Bearing on Commer- 

 cial Orcharding, by H. P. Gould 70 



The Apple Industry', Past, Present and Future, by J. H. Hale 85 



Business Meeting 95 



Co-operation in the Control of Fruit Diseases in New York, by 



Prof. H. H. Whetzel 102 



Growth and Nutrition of the Apple Tree, by Prof. W. J. Morse 115 



Gregory Orchards, Ther Source and Aim, by A. K. Gardner .... 128 



Results in 1912 at Highmoor Farm, by G. A. Yeaton 137 



Practical Fruit Growing, by W. H. Conant 145 



Hon. Z. A. Gilbert, Memorial Address, by G. M. Twitchell 147 



