2 THE POCKET AND THE STUD. 



ducing them to walk is by any means its purport 

 quite the contrary, its aim is to tell them how to 

 ride, with as little waste of money as possible. In 

 this, I trust, I lay myself under no imputation of 

 conceit or arrogance ; inasmuch as the chief part 

 of the advice I give is, that they should act on 

 that of others. In so doing I have, to the best of 

 my judgment, done one of my duties to my 

 readers. I suspect the wishes of my brother un- 

 dertaker and my own differ materially as regards 

 our friends, as I sincerely hope the day is far dis- 

 tant when I shall do my last duty by them. 



Whatever may be a man's occupation in life, or 

 whatever his possessions, there can be no doubt 

 but that (setting aside the common contingencies 

 of luck) the carrying on of his pursuits with ad- 

 vantage to himself, and also probably to others, 

 depends chiefly on proper and judicious manage- 

 ment ; and, in like manner, the rendering of his 

 possessions as valuable as their nature will allow, 

 depends chiefly on the manner in which they are 

 treated. 



A vast number of persons find themselves so 

 situated that their possessions, be they of what 

 kind they may, so far from affording them plea- 

 sure or profit, produce but little of either, although 

 they spare no expense in their management. It 

 might be supposed that such persons would, at 

 least, gain experience, as some equivalent for their 



