In ge neral two policies are used ; 



1. In the case of smaller fanners who do no farm processing and who sell 

 their ovm products, satisfactory coverage may be obtained by buying a Fanners 

 Comprebpnqj.ve Per snns i Lirbi-Uty Policy and securing suitable endorsements under 

 the policy. It should be noted that this policy does not Insure any automobile 

 liability away from the premises nor does it insure farm employees unless an 

 endor»emeiit is secured as part of the policy to insure them. 



2. In the case of larger farms, insurance for the various risks listed 

 above plus many others can be secured by a Comprehensive General Liability Policy . 

 Farmers who process farm products for themselves and others, who retail milk, make 

 sausage, dress and freeze poultry, make chicken pies, and the like, should consider 

 discussing their farm operations with their insurance agent concerning proper 

 coverage. 



It is important in buying insurance that you tell your insurance agent about 

 your farm operations and the various operations you perform boch on and off the 

 farm so that he can determine the proper policy to protect you and your investment 

 and equity. If you do not do this your agent would be very easily misled as to 

 kind of business you conduct and hence sell you a policy that does not provide the 

 protection you need. Be particularly careful to check with your agent if you 

 change your farm operations; for example, if you decide to sell on a retail route 

 or open a store off the farm, or decide to start a crop spraying business or do 

 custom work off the farm or grading or packing or storing of other farmer's products 

 on your farm, these operations may not be covered and may make your policy invalid. 



The rates you pay will depend on the policy, the risks, the amount of coverage 

 and in some cases the size of your farm. 



If you do not carry Workmen's Compeasation Insurance on your farm employees 

 you may want to have an employees endorsement added to your present liability 

 policy or to the polity you buy. 



— L. D. Rhoades 



I I I I I I I I I I I I I I I I 



FLY CONTROL at the Roadside Stand and Cider Mill 



Make your stand, salesroom or mill more attractive to customers by making them 

 less attractive to flies. These suggestions may help you. None will give the 

 desired results unless number one is considered all- important . 



1. CLEAN UP AND KEEP CLEAN 1 



Flies are attracted to moisture -- expecially juices from fruits; vegetables, 

 milk, eggs, and meats. Fruit pomace and any decaying fruit, vegetable or 

 meat scraps are attractive to flies. Even small amounts, if moist, may be 

 a breeding ground for more flies. 



