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Don't forget insurance on non-registered motor vehicles used on the farm. 



If you sell directly to the public or if you sell in marked pacl<ages 

 consider "product" insurance to protect you against suits of consumers who 

 may be made ill by eating your farm products. 



Adequate motor vehicle insurance is important and should include coverage 

 for travel both on and off the "ways of the Commonwealth." Property damage 

 should be included with public liability coverage. 



Other special insurance coverage may well be a consideration for some 

 farms. 



Begin consideration of insurance by raising three questions: 1, VJhat are 

 my chances of a loss occurring? 2, How much can the loss be if it does occur? 

 3, How can insurance be obtained and what will it cost? 



Where possible--buy comprehensive coverage if offered, buy policies with 

 deductible clauses where offered, buy policies for a greater period than a 

 year and pay premiums in yearly installments if necessary, be sure your agent 

 understands your farm operation- -what you do, who visits your farm, what 

 property or risks you wish to insure, where and what you sell, and read you 

 policy. 



- — Lawrence D. Rhoades 

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