228 THE LAND AND ITS PROBIvEMS 



It is to be noted with satisfaction that in the leaflet addressed 

 to ex- Service men who desire to settle upon the land in the 

 United Kingdom, and which is issued by the Board of Agri- 

 cuhure, most of the principles of settlement as set out above 

 are recognized. 



ADVANCE OF CAPITAL 



Unfortunately and regrettably, the advances for establishing 

 the ex- Service men upon home land are much less generous 

 than the provisions made by the Oversea Governments. It 

 is strange that the provisions in the recent Act for equipping 

 the ex- Service settler with the necessary working capital are 

 not at all as good as those contained in the Small Holdings 

 Act of 1908. In the latter the civilian settler could borrow 

 up to 80 per cent of his needed working capital ; under the 

 present Act the ex-Service man can only borrow 50 per cent 

 of the working capital he requires ; in other words, he has 

 to be in possession of one-half instead of one-fifth of the needed 

 capital. 



The Land Settlement Authorities in the State of New South 

 Wales have adopted a policy in regard to advances to settlers 

 which is so sound that it should be regarded as one of the best 

 interpretations of principle No. 3. The Department's object 

 is "to afford such assistance as may be necessary to give the 

 settler an advantageous start in life, and so provide him with 

 the basic requirements of his occupation as to enable him to 

 make the farm productive of income as early as possible." 



CORRECT CONDITIONS 

 (a) OPPORTUNITIES OF SUCCESS 



The importance of settlement being effected under the best 

 possible conditions, and, on the other hand, the disaster that 

 results from placing men upon the land under wrong con- 

 ditions, must outweigh all other considerations. 



There is a world of difference between " exploitation " and 



I! 



