166 On Agricultural Improvements in Roxburgh. 



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which he was wont to pay, and at the same time live 

 in as good a house, have as rich furniture, keep as good 

 a table, and ride as fine a horse as the gentlemen for- 

 merly did. We have now abundance of banks, in the 

 United States, with the names of Farmers' Banks, and 

 Mechanics' Banks, but the farmers of this country will 

 reap little benefit from them, until some such plan as 

 the above is fallen upon, whereby they can have a con- 

 stant supply of money, until they can bring their grain 

 and cattle to a good market. The farmers of this 

 country are generally proprietors of the land which 

 they farm, whereas the others were only renters and 

 very poor, yet by the assistance of the banks they were 

 enabled to buy lime and other manures, cultivate sown 

 grasses, turnips, kc. ; buy in cattle for feeding, which 

 produced abundance of dung, whereby the land was 

 enriched from year to year, until the whole country at 

 last became like a garden. 



