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WACHOVIA LOAN 

 & TRUST COMPANY 



Home Office: WINSTON-SALEM 



Spencer, North Carolina Office. Capital and Surplus 



Banking Department Savings Department 

 Trust Department Insurance Department 



4 PER CENT Interest paid in Savings Department, com- 

 pounded quarterly. 4 per cent paid on time certificates. 



D. H. MILLER, Chairman 

 Phone 42 A. W. HICKS, Cashier 



\A/. D. PETHEL 



SPENCER, NORTH CAROLINA 



REAL ESTATE, 



INSURANCE, 



ROOM NO. I FIRE, 



WACHOVIA BUILDING LIFE and 



THE BEST COMPANIES REPRESENTED ACCIDENT 



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The SPENCER MERCANTILE CO. 



We carry a full line of Dry Goods, Notions, Boots, 

 Shoes, Hats, Caps, also Groceries, Hardware, Fresh 

 Meats and Fish. We cater especially to railroad trade. 

 "Union goods handled." -:- -:- -:- -:- -:- -:- -:- 



The SPENCER MERCANTILE CO. 



PHONE 10 Corner Salisbury Ave. & 4th St. 



